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DFCC Bank
Lending / Project Loans
 
 
 
Term Loans for Large Enterprises

Description
   Financial assistance by way of long and medium term loans for start-up, expansion and modernization projects of large enterprises.

For Whom
   
Registered corporate business entities with an asset base of Rs 100 Million or more and their group companies.


Credit Lines Charges
   Energy Services Delivery
   Kreditanstalt Fur    Wiederaufbau (KFW)
   E-Friends
   PCAF
   PRP
 
   Credit Lines - Average Weighted    Deposit Rate linked
   DFCC Fund - Average weighted       Prime Lending Rate
 
 
Term Loan Size
   Generally 4 to 6 years with
   6 to 12 months grace
   (Negotiable)
   Rs 40 Million or more


Term Loans for Small and Medium Enterprises


Description
   Long and medium term loans for start-up, expansion and modernization projects of small and medium enterprises.

For Whom
   Registered corporate business entities (limited liability companies, partnerships and proprietorships), professionals and individuals with an asset base of less than Rs 100    Million.


Credit Lines Charges
   Energy Services Delivery
   Tea Development
   Kreditanstalt For    Wiederaufbau (KFW)
   Perennial Crop
   E-Friends   
   PCAF
 
   Credit Lines - Average Weighted    Deposit Rate linked
   DFCC Fund - Average weighted       Prime Lending Rate
 
 
Term Loan Size
   Generally 4 to 6 years with
   6 to 12 months grace
   (Negotiable)
   Not less than Rs 2 Million & not    more than Rs 40 Million   



Syndicated Loans

Description
   Long term loans syndicated with one or more financial institutions for projects of high investments.


For Whom

   Registered corporate business entities with an asset base of  
   Rs 100Mn or more.


Credit Lines Charges
   Energy Services Delivery
   Kreditanstalt For    Wiederaufbau (KFW)
   Credit Lines - Average Weighted    Deposit Rate linked
   DFCC Fund - Average weighted       Prime Lending Rate
 
Term Loan Size
   Project Specific
   (Negotiable)
   Rs 40Mn or more by each
   institution  



Bridging Finance

Description
   Assistance to meet short-term gaps in project financing.

For Whom
   Existing clients of DFCC
.

Charges
   DFCC Funds -
Average weighted Prime Lending Rate

Loan Size
   Depends on existing levels
   of operations of the company
Term
  
 Maximum of 1 year
   
(Negotiable)


Mortgage Financing

Description
   Financing against portfolio of leases and loans of companies.


or Whom

   Leasing and finance companies.


Charges
   Average weighted Prime Lending Rate


Loan Size
   Depends on quality of
   portfolio of the company
Term
  
 Depends on the period of loans &    leases of the portfolio
   (Negotiable)