| |
 |
| |
Bank |
Group |
| As at |
30.06.07 |
31.03.07 |
30.06.07 |
31.03.07 |
| |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
| |
|
(Audited) |
|
(Audited) |
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
164 |
166 |
271,315 |
297,621 |
| Balances with Central Bank
of Sri Lanka |
0 |
0 |
878,760 |
768,018 |
| Due from Banks and other financial
institutions |
3,937,516 |
4,746,011 |
5,271,729 |
6,358,080 |
| Investments - trading
account |
1,793,490 |
295,492 |
1,793,490 |
295,492 |
| Government securities |
1,768,676 |
269,420 |
1,768,676 |
269,420 |
| Other securities |
24,814 |
26,072 |
24,814 |
26,072 |
| Investments - held to
maturity ( net of provisions ) |
4,407,715 |
4,420,517 |
5,433,053 |
5,314,208 |
| Government securities |
3,173,314 |
3,160,078 |
3,708,935 |
3,556,127 |
| Investments in ordinary shares |
409,624 |
421,797 |
571,005 |
583,067 |
| Investments in preference
shares |
500,500 |
517,167 |
722,050 |
738,717 |
| Investments in debentures |
0 |
0 |
75,536 |
83,572 |
| Investments in unit trusts |
324,277 |
321,475 |
374,277 |
371,475 |
| Less : Provision for decline
in value of Investments |
0 |
0 |
18,750 |
18,750 |
| Investment in associate companies |
3,187,229 |
1,584,688 |
5,844,554 |
4,115,876 |
| Investment in subsidiary companies |
1,764,888 |
1,764,888 |
0 |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans
and advances |
43,237,616 |
44,863,314 |
51,712,702 |
52,179,932 |
| Bills of exchange discounted |
0 |
0 |
475,618 |
448,004 |
| Overdrafts |
0 |
0 |
4,078,675 |
3,456,378 |
| Finance leases |
7,038,174 |
7,333,266 |
7,038,174 |
7,333,266 |
| Other loans |
36,199,442 |
37,530,048 |
40,120,235 |
40,942,284 |
| Total non performing loans
and advances |
4,191,738 |
2,884,505 |
5,102,651 |
3,485,360 |
| Bills of exchange discounted |
5,640 |
5,640 |
46,912 |
17,704 |
| Overdrafts |
0 |
0 |
489,041 |
315,386 |
| Finance leases |
849,299 |
422,920 |
849,299 |
422,920 |
| Other loans |
2,496,000 |
1,694,213 |
2,836,969 |
1,945,471 |
| Loan interest receivable |
840,799 |
761,732 |
880,430 |
783,879 |
| Total gross loans and advances |
47,429,354 |
47,747,819 |
56,815,353 |
55,665,292 |
| Less : |
|
|
|
|
| Interest in suspense |
840,799 |
761,732 |
1,014,036 |
894,440 |
| Provision for credit losses
- specific |
916,212 |
856,437 |
1,044,163 |
971,590 |
| Provision for credit losses
- general |
134,005 |
90,006 |
155,139 |
101,582 |
| Net loans and advances |
45,538,338 |
46,039,644 |
54,602,015 |
53,697,680 |
| Group balances receivable |
25,419 |
8,826 |
1,174 |
1,047 |
| Prepayments |
76,481 |
78,513 |
76,481 |
78,513 |
| Other receivables |
1,848,059 |
1,523,306 |
2,145,648 |
1,762,672 |
| Differed tax asset |
0 |
0 |
127,642 |
137,490 |
| Investment property |
6,500 |
6,500 |
130,894 |
131,833 |
| Goodwill on consolidation |
- |
- |
146,658 |
146,658 |
| Property and equipment (Net
of accumulated depreciation) |
374,882 |
392,509 |
600,518 |
574,171 |
| Intangible assets |
68,737 |
79,601 |
180,855 |
198,767 |
| Total On Balance Sheet
Assets |
63,029,418 |
60,940,661 |
77,504,786 |
73,878,126 |
| |
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
12,277,842 |
13,572,571 |
20,145,324 |
20,816,684 |
| Demand deposits |
0 |
0 |
891,708 |
533,406 |
| Savings deposits |
0 |
0 |
1,518,733 |
969,400 |
| Time deposits |
12,277,842 |
13,572,571 |
17,528,988 |
19,113,159 |
| Margin deposits |
0 |
0 |
131,228 |
128,006 |
| Other deposits |
0 |
0 |
74,667 |
72,713 |
| Total borrowings |
36,200,483 |
35,897,159 |
37,984,879 |
37,182,489 |
| Borrowings from CBSL |
1,782,936 |
1,954,132 |
1,782,936 |
1,954,132 |
| Borrowings from Banks and
financial institutions in Sri Lanka |
7,000,000 |
7,425,000 |
8,471,406 |
8,330,628 |
| Borrowings from Banks and
financial institutions abroad |
5,381,814 |
5,353,996 |
5,447,833 |
5,600,272 |
| Borrowings under repurchase
agreements |
918,584 |
614,772 |
1,165,555 |
748,198 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Other Borrowings |
17,117,149 |
16,549,259 |
17,117,149 |
16,549,259 |
| Interest accrued |
763,583 |
847,652 |
919,388 |
1,012,549 |
| Current taxation |
261,791 |
261,012 |
316,426 |
300,500 |
| Deferred taxation |
340,731 |
363,842 |
340,734 |
363,843 |
| Other liabilities |
444,769 |
504,276 |
1,245,404 |
1,105,382 |
| Proposed Dividends |
67,032 |
- |
67,032 |
0 |
| Total On Balance Sheet
Liabilities |
50,356,231 |
51,446,512 |
61,019,187 |
60,781,447 |
| |
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,298,386 |
865,565 |
1,298,386 |
865,565 |
| Share premium |
3,186,477 |
607,106 |
3,238,670 |
659,299 |
| Stated Capital |
4,484,863 |
1,472,671 |
4,537,056 |
1,524,864 |
| Reserves |
|
|
|
|
| Reserve fund |
425,000 |
425,000 |
548,841 |
548,841 |
| Sinking fund |
3,372,664 |
3,372,664 |
3,372,664 |
3,372,664 |
| Other reserves - Associate |
- |
- |
133,221 |
132,954 |
| Revenue reserves |
3,233,584 |
3,233,584 |
5,252,586 |
5,254,420 |
| Retained profit |
1,157,076 |
990,230 |
2,065,523 |
1,708,205 |
| Shareholders' equity |
12,673,187 |
9,494,149 |
15,909,891 |
12,541,948 |
| Minority interest |
- |
- |
575,708 |
554,731 |
| Total equity |
12,673,187 |
9,494,149 |
16,485,599 |
13,096,679 |
| Total equity and liabilities |
63,029,418 |
60,940,661 |
77,504,786 |
73,878,126 |
| Off-Balance Sheet Items
and Contra Accounts |
|
|
|
|
| Contingencies |
1,431,712 |
1,431,950 |
4,292,156 |
5,978,827 |
| Commitments |
8,985,550 |
9,798,048 |
10,880,002 |
10,726,086 |
| |
|
|
|
|
| Net assets value per share,Rs |
97.61 |
87.75 |
122.54 |
115.92 |
| |
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
441 |
422 |
703 |
658 |
| Number of branches |
12 |
12 |
37 |
35 |
| |
|
|
|
|
| The highest, the lowest and
the last traded market price recorded |
|
|
|
|
| during the quarter ended |
30.06.2007 |
30.06.2006 |
|
|
| |
(Post bonus
share issue) |
(Pre bonus share
issue) |
|
|
| - Highest price Rs. |
155.00 |
290.00 |
|
|
| - Lowest price Rs. |
140.00 |
150.00 |
|
|
| - Last traded price Rs. |
143.75 |
163.00 |
|
|
|
| |
|
