DFCC Bank - Products And Services - Concessionary Lending Schemes -




	Lending
		Project Loans
		Working Capital Loans
		Debenture Financing
		Bank Guarantees
		Custom Guarantees
		Contract Finance Guarantees
		Concessionary Lending Schemes
		Trade Finance Services
	Investment Banking
	Leasing
	Deposits
	Cash Management
	Fund Management and Unit Trusts
	Venture Capital
	Industrial Estates

LENDING - CONCESSIONARY LENDING SCHEMES

1)	Perennial Crops Development Project Scheme
2)	Credit Enhancement Facility for Private Enterprises
3)	Tea Development Project Scheme

3) Tea Development Project Scheme

Objectives

To increase productivity in the Small Holder Sector.

Salient Features
Eligibility criteria

For What Purpose

Replanting and infilling

Nursery operations

Rehabilitation/modernization of bought leaf factories

Purchase of vehicles for leaf transportation

Construction of leaf collecting centres

Charges

Replanting and infilling	-	Average Weighted Deposit Rate + 2% p.a.
Nursery Development	-	Average Weighted Deposit Rate+ 6% p.a.
Factory Rehabilitation	-	Average Weighted Deposit Rate+ 6% p.a.

Term

Replanting and infilling -
17 years with a grace period of 7 years (Negotiable)

Nursery Development -
7 years with a grace period of 2 years (Negotiable)

Factory Rehabilitation -
7 years with a grace period of 2 years