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PREVAILING INTEREST RATES
The Fixed Deposit rates of DFCC shall be as follows with effect from 2nd July 2010.
These rates will be applicable for amounts of LKR 50 Mn and below only.
FIXED DEPOSIT RATES
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1
Month
% (p.a.) |
3 Months % (p.a.) |
6
Months % (p.a.) |
1
Year
% (p.a.) |
2
Years
% (p.a.) |
3
Years
% (p.a.) |
4
Years
% (p.a.) |
5
Years
% (p.a.) |
| Nominal rate |
5.00% |
7.50% |
8.00% |
9.00% |
9.75% |
10.50% |
11.50% |
12.50% |
| AER |
5.12% |
7.71% |
8.16% |
9.00% |
9.32% |
9.56% |
9.92% |
10.20% |
| Monthly |
- |
7.25% |
7.72% |
8.65% |
8.94% |
9.16% |
9.50% |
9.75% |
| Quarterly |
- |
|
- |
8.71% |
9.01% |
9.23% |
9.57% |
9.83% |
| Bi Annually |
- |
- |
- |
8.81% |
9.11% |
9.34% |
9.69% |
9.95% |
| Annually |
- |
- |
- |
9.00% |
9.32% |
9.56% |
9.92% |
10.20% |
| Maturity |
|
|
|
9.00% |
9.75% |
10.50% |
11.50% |
12.50% |
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| RATES FOR CDS |
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| Period (Yrs) |
Face Value |
New Rate (Simple) |
Discounted Value |
WHT |
Amt. to be paid by depositor. |
Effective Rate to depositor |
Effective Rate to DFCC |
| 1 |
100,000 |
8.50% |
92,165.90 |
783.41 |
92,949.31 |
7.59% |
8.50% |
| 2 |
100,000 |
9.25% |
84,388.19 |
1,561.18 |
85,949.37 |
7.86% |
8.86% |
| 3 |
100,000 |
10.00% |
76,923.08 |
2,307.69 |
79,230.77 |
8.07% |
9.14% |
| 4 |
100,000 |
11.00% |
69,444.44 |
3,055.56 |
72,500.00 |
8.37% |
9.54% |
| 5 |
100,000 |
12.00% |
62,500.00 |
3,750.00 |
66,250.00 |
8.58% |
9.86% |
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 Debit tax will deduct Rs. 100 from each Rs. 100,000 of face value of CD at encashment |
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| DEPOSIT CALCULATOR |
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