|
INCOME STATEMENT - Group
|
Group |
|
For the year ended (Audited) |
For the quarter ended |
| For the year ended |
31.03.10
Rs 000 |
31.03.09
Rs 000 |
31.03.10
Rs 000 |
31.03.09
Rs 000 |
|
|
|
|
|
| Income |
12,938,264 |
13,298,251 |
3,044,816 |
3,401,898 |
|
|
|
|
|
| Interest income |
11,793,481 |
11,998,933 |
2,670,491 |
3,185,987 |
| Interest income on loans & advances |
8,807,989 |
10,111,947 |
1,897,233 |
2,612,112 |
| Interest income on other interest earning assets |
2,985,492 |
1,886,986 |
773,258 |
573,875 |
|
|
|
|
|
| Less : Interest expenses |
6,595,929 |
7,761,960 |
1,225,479 |
1,982,768 |
| Interest expense on deposits |
2,980,746 |
2,952,703 |
593,710 |
841,332 |
| Interest expense on other interest bearing liabilities |
3,615,183 |
4,809,257 |
631,769 |
1,141,436 |
| Net interest income |
5,197,552 |
4,236,973 |
1,445,012 |
1,203,219 |
|
|
|
|
|
| Non interest income |
1,144,783 |
1,299,318 |
374,325 |
215,911 |
| Foreign exchange income |
(139,481) |
76,593 |
(33,676) |
32,649 |
| Other income |
1,284,264 |
1,222,725 |
408,001 |
183,262 |
|
|
|
|
|
| Less : Non interest expenses |
2,394,471 |
2,112,400 |
835,522 |
634,641 |
| Personnel costs |
1,139,290 |
995,632 |
451,072 |
385,623 |
| Provision for staff retirement benefits |
72,483 |
103,020 |
(4,782) |
30,386 |
| Premises, equipment & establishment expenses |
552,237 |
464,752 |
156,564 |
109,836 |
| Loss on trading / investment securities |
- |
0 |
- |
0 |
| Other operating expenses |
568,818 |
478,766 |
215,777 |
92,198 |
| Amortisation of intangible assets |
|
|
|
|
| Software |
61,643 |
70,230 |
16,891 |
16,598 |
|
|
|
|
|
| Less : Provision for bad & doubtful debts and loans |
441,708 |
668,216 |
105,820 |
188,822 |
| written off |
|
|
|
|
| Provisions - general |
29,652 |
214,470 |
10,565 |
39,876 |
| Provisions - specific |
1,093,392 |
950,087 |
275,469 |
309,379 |
| Recoveries |
(688,341) |
(502,108) |
(181,686) |
(162,403) |
| Loans written off |
7,005 |
5,767 |
1,472 |
1,970 |
|
|
|
|
|
| Less : Provision for fall in value of dealing & investment |
- |
41,303 |
0 |
21,450 |
| securities losses |
|
|
|
|
|
|
|
|
|
| Operating profit on ordinary activities before taxes |
3,506,156 |
2,714,372 |
877,995 |
574,217 |
|
|
|
|
|
| Less : Value added tax on financial services |
840,415 |
658,058 |
231,519 |
171,121 |
|
|
|
|
|
| Operating profit on ordinary activities before corporate tax |
2,665,741 |
2,056,314 |
646,476 |
403,096 |
|
|
|
|
|
| Share of profits of associates* |
1,085,261 |
1,066,101 |
324,983 |
285,734 |
|
|
|
|
|
| Operating profit before corporate tax |
3,751,002 |
3,122,415 |
971,459 |
688,830 |
|
|
|
|
|
| Less : Income tax on profit on ordinary activities |
1,067,232 |
1,054,844 |
239,712 |
257,855 |
|
|
|
|
|
| Profit for the period |
2,683,770 |
2,067,571 |
731,747 |
430,975 |
| Attributable to |
|
|
|
|
| Equity holders of the Bank |
2,579,972 |
2,044,706 |
710,613 |
418,062 |
| Minority interest |
103,798 |
22,865 |
21,134 |
12,913 |
|
|
|
|
|
|
2,683,770 |
2,067,571 |
731,747 |
430,975 |
|
|
|
|
|
| Basic earnings per share - Rs |
19.53 |
15.65 |
5.37 |
3.21 |
| Diluted earnings per share - Rs |
19.53 |
No dilution |
5.37 |
- |
| Dividend per share (prposed) - Rs |
6.00 |
5.00 |
- |
- |
|
| * After tax minority interest and preference dividend |
|
