|
Bank |
Group |
| As at |
31.03.10
Rs 000 (Audited) |
31.03.09
Rs 000 (Audited) |
31.03.10
Rs 000 (Audited) |
31.03.09
Rs 000 (Audited) |
|
|
|
|
|
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
288 |
308 |
859,797 |
616,772 |
| Balances with Central Bank of Sri Lanka |
0 |
0 |
802,076 |
768,383 |
| Due from Banks and other financial institutions |
3,735,356 |
2,605,663 |
2,487,908 |
5,141,035 |
| Investments - trading account |
56,355 |
9,607 |
1,835,530 |
3,180,809 |
| Government securities |
0 |
0 |
1,779,175 |
3,163,776 |
| Other securities |
56,355 |
9,607 |
56,355 |
17,033 |
| Investments - held to maturity (net of provisions) |
9,649,600 |
7,823,629 |
23,962,797 |
11,881,458 |
| Government securities |
7,651,073 |
5,905,209 |
21,961,660 |
9,487,023 |
| Investments in ordinary shares |
406,625 |
386,001 |
409,235 |
510,760 |
| Investments in preference shares |
1,180,083 |
1,186,417 |
1,180,083 |
1,379,773 |
| Investments in debentures |
0 |
0 |
0 |
163,500 |
| Investments in unit trusts |
411,819 |
346,002 |
411,819 |
396,002 |
| Less : Provision for decline in value of Investments |
0 |
0 |
0 |
55,600 |
| Investment in associate companies |
3,187,229 |
3,187,229 |
7,818,997 |
7,160,671 |
| Investment in subsidiary companies |
2,408,320 |
2,627,167 |
- |
- |
| Investment in joint venture companies |
250,000 |
250,000 |
- |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
33,976,924 |
38,038,776 |
46,954,580 |
51,975,949 |
| Bills of exchange discounted |
0 |
0 |
313,155 |
307,400 |
| Overdrafts |
0 |
0 |
5,667,037 |
7,786,296 |
| Finance leases |
3,391,209 |
4,525,080 |
3,391,209 |
4,525,080 |
| Other loans |
30,585,715 |
33,513,696 |
37,583,179 |
39,357,173 |
| Total non performing loans and advances |
5,424,052 |
5,115,840 |
7,682,371 |
6,663,559 |
| Bills of exchange discounted |
0 |
0 |
30,592 |
35,485 |
| Overdrafts |
0 |
0 |
946,679 |
591,421 |
| Finance leases |
574,559 |
685,668 |
574,559 |
685,669 |
| Other loans |
3,193,863 |
3,096,950 |
4,131,112 |
3,836,970 |
| Loan interest receivable |
1,655,630 |
1,333,222 |
1,999,429 |
1,514,014 |
| Total gross loans and advances |
39,400,976 |
43,154,616 |
54,636,951 |
58,639,508 |
| Less : |
|
|
|
|
| Interest in suspense |
1,655,630 |
1,333,222 |
2,328,454 |
1,680,413 |
| Provision for credit losses - specific |
1,519,093 |
1,233,405 |
2,143,643 |
1,637,869 |
| Provision for credit losses - general |
459,587 |
436,591 |
563,122 |
533,481 |
| Net loans and advances |
35,766,666 |
40,151,398 |
49,601,732 |
54,787,745 |
| Group balances receivable |
36,121 |
36,325 |
150 |
0 |
| Prepayments |
23,853 |
13,812 |
23,853 |
13,812 |
| Other receivables |
870,260 |
1,299,422 |
1,906,421 |
2,186,417 |
| Differed tax asset |
0 |
0 |
806 |
0 |
| Assets held for sale |
0 |
0 |
2,875 |
0 |
| Investment property |
6,500 |
6,500 |
132,641 |
141,215 |
| Goodwill on consolidation |
- |
- |
156,225 |
146,602 |
| Property and equipment (Net of accumulated depreciation) |
375,558 |
427,697 |
784,219 |
803,040 |
| Intangible assets |
49,979 |
45,942 |
160,034 |
169,482 |
| Total On Balance Sheet Assets |
56,416,085 |
58,484,699 |
90,536,061 |
86,997,441 |
|
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
5,123,657 |
5,308,440 |
25,503,685 |
23,575,345 |
| Demand deposits |
0 |
0 |
968,679 |
707,641 |
| Savings deposits |
0 |
0 |
4,598,808 |
2,361,526 |
| Time deposits |
5,120,684 |
5,293,297 |
19,775,256 |
20,326,168 |
| Margin deposits |
0 |
0 |
95,708 |
79,939 |
| call deposits |
2,973 |
15,143 |
65,234 |
100,071 |
| Total borrowings |
33,530,376 |
36,709,313 |
40,061,607 |
40,416,537 |
| Borrowings from CBSL |
1,054,929 |
1,346,391 |
1,054,929 |
1,346,391 |
| Borrowings from Banks and financial institutions in Sri Lanka |
3,000,000 |
5,500,000 |
5,009,306 |
6,250,000 |
| Borrowings from Banks and financial institutions abroad |
2,240,993 |
735,450 |
2,314,177 |
820,119 |
| Borrowings under repurchase agreements |
115,000 |
2,779,871 |
4,441,741 |
5,650,670 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,700,000 |
2,700,000 |
2,700,000 |
2,700,000 |
| Other Borrowings |
22,419,454 |
21,647,601 |
22,541,454 |
21,649,357 |
| Group balances payable |
151 |
- |
- |
- |
| Interest accrued |
1,081,782 |
1,192,127 |
1,590,653 |
1,648,996 |
| Current taxation |
199,786 |
0 |
307,836 |
220,576 |
| Deferred taxation |
271,144 |
285,194 |
319,412 |
290,597 |
| Other liabilities |
486,365 |
498,781 |
1,379,082 |
1,152,212 |
| Total On Balance Sheet Liabilities |
40,693,261 |
43,993,855 |
69,162,275 |
67,304,263 |
|
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,323,753 |
1,307,325 |
1,323,753 |
1,307,325 |
| Share premium |
3,371,911 |
3,207,818 |
3,375,410 |
3,260,011 |
| Stated Capital |
4,695,664 |
4,515,143 |
4,699,163 |
4,567,336 |
| Reserve fund |
655,000 |
565,000 |
961,929 |
801,539 |
| General reserve |
9,379,839 |
8,637,839 |
13,283,116 |
11,926,826 |
| Other reserves |
- |
- |
(73,426) |
(85,038) |
| Retained profit |
992,321 |
772,862 |
2,075,577 |
1,841,264 |
| Shareholders' equity |
15,722,824 |
14,490,844 |
20,946,359 |
19,051,927 |
| Minority interest |
- |
- |
427,427 |
641,251 |
| Total equity |
15,722,824 |
14,490,844 |
21,373,786 |
19,693,178 |
| Total equity and liabilities |
56,416,085 |
58,484,699 |
90,536,061 |
86,997,441 |
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
2,403,156 |
1,074,791 |
10,598,045 |
7,044,507 |
| Commitments |
7,117,539 |
6,758,456 |
8,355,875 |
7,814,632 |
|
|
|
|
|
| Net assets value per share,Rs |
119.03 |
110.90 |
158.58 |
145.81 |
|
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
427 |
419 |
1,047 |
950 |
| Number of branches |
18 |
15 |
93 |
59 |
|
