|
Bank |
Group |
|
30.06.09 |
31.03.09 |
30.06.09 |
31.03.09 |
| Regulatory Capital Adequacy |
|
|
|
|
| Core capital (Tier - 1 Capital) Rs. Mn |
11,019 |
11,503 |
15,062 |
15,553 |
| Total capital base Rs. Mn |
9,641 |
10,433 |
13,360 |
14,147 |
| Core capital ratio (Minimum requirement 5%) |
20.4 |
20.8 |
21.4 |
21.9 |
| Total capital ratio (Minimum requirement 10%) |
17.9 |
18.9 |
19.0 |
19.9 |
| |
|
|
|
|
| Asset Quality |
|
|
|
|
Non-performing loans and advances - Gross exposure %
(Net of interest in suspense)
|
12.3 |
9.0 |
11.9 |
8.7 |
| - Net exposure % |
7.9 |
5.1 |
7.7 |
4.9 |
| (Net of interest in suspense and provisions) |
|
|
|
|
| Profitability (Annualized) |
|
|
|
|
| Interest margin % |
5.4 |
4.7 |
5.6 |
5.1 |
| Return on assets % |
4.3 |
3.3 |
3.2 |
3.7 |
| Return on equity % |
12.9 |
9.6 |
10.1 |
11.1 |
| |
|
|
|
|
| Regulatory Liquidity |
|
|
|
|
| Statutory liquid assets Rs. Mn |
7,416 |
6,976 |
|
|
| Statutory liquid assets ratio % (Minimum requirement 20%) |
146 |
145 |
|
|
|
