Business Segment Information

Lending Financial Leasing Investing in Equity Commercial Banking Venture Capital Other Unallocated Eliminations Total For the three months ended 30th June 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Revenue Interest income 1,702,525 1,851,091 286,045 251,918 - - 1,039,759 611,879 9,589 20,336 80,524 10,453 - - (35,302) (12,566) 3,083,140 2,733,111 Other income 101,957 78,081 - - 307,832 321,793 15,723 95,581 20,202 23,129 77,761 59,776 (51,263) (37,799) (292,032) (173,143) 180,180 367,418 Income from external customers 1,804,482 1,929,172 286,045 251,918 307,832 321,793 1,055,482 707,460 29,791 43,465 158,285 70,229 (51,263) (37,799) (327,334) (185,709) 3,263,320 3,100,529 Inter segment income - - - - - - - - - - - - - (2,996) - 2,996     Total income 1,804,482 1,929,172 286,045 251,918 307,832 321,793 1,055,482 707,460 29,791 43,465 158,285 70,229 (51,263) (40,795) (327,334) (182,713) 3,263,320 3,100,529 Percentage * 55 62 9 8 9 10 32 23 1 1 5 2 7 4 - - 100 100 Expense                                     Segment losses 69,787 17,159 24,900 110,332 - - 82,014 36,535 - - - - - - - - 176,701 164,026 Depreciation - - - - - - 29,311 23,086 74 179 5,027 4,470         34,412 27,735 Other operating & interest expenses 201,552 1,211,198 19,030 191,808 - - 852,280 546,947 3,356 5,582 88,342 19,903     (35,302) (12,566) 1,129,258 1,962,872 Inter segment expense - - - - - - 3,950 3,398 - - 30,568 11,399     (34,518) (14,797) - -   271,339 1,228,357 43,930 302,140 - - 967,555 609,966 3,430 5,761 123,937 35,772     (69,820) (27,363) 1,340,371 2,154,633 Result 1,533,143 700,815 242,115 (50,222) 307,832 321,793 87,927 97,494 26,361 37,704 34,348 34,457         1,922,949 945,896 Unallocated expenses                                 1,247,473 270,650 Value Added Tax on financial services                                 181,762 158,005                                   493,714 517,241 Share of profits of associates                                 214,508 235,598 Profit on ordinary activities before tax                                 708,222 770,839 Income tax on profit on ordinary activities                                 201,098 229,134 Profit on ordinary activities after tax                                 507,124 541,705 Minority interest                                 27,372 26,545 Profit for the period                                 479,752 515,160 Assets 36,720,384 40,620,260 4,439,804 6,129,056 2,038,378 1,784,455 27,708,958 18,170,894 718,994 893,408 2,327,476 744,719 6,295,392 8,347,875 431,073 50,336 80,680,459 76,741,003 Percentage 46 53 6 8 3 2 34 24 1 1 3 1 8 11 - - 100 100 Investment in associate company                                 7,137,594 6,496,338                                   87,818,053 83,237,341 Liabilities 28,970,168 32,535,081 3,995,824 5,516,150 - - 25,050,091 15,601,286 4,441 13,812 1,605,788 268,690 8,031,921 11,045,201 431,073 50,336 68,089,306 63,030,556