| |
 |
| For the period ended |
Bank |
Group |
| |
30.6.2009 |
30.6.2008 |
30.6.2009 |
30.6.2008 |
| |
Rs.000 |
Rs.000 |
Rs.000 |
Rs.000 |
| |
|
|
|
|
| Cash flow from operating activities |
|
|
|
|
| Interest Receipts |
1,796,425 |
1,872,987 |
2,550,668 |
2,454,220 |
| Interest payments |
(1,592,160) |
(1,637,008) |
(2,303,790) |
(2,031,607) |
| Recoveries on loans previously written off |
13,226 |
20,379 |
13,226 |
20,379 |
| Receipts from other operating activities |
41,198 |
49,111 |
105,905 |
189,537 |
| Cash payments to employees & suppliers |
(340,293) |
(464,336) |
(555,261) |
(639,489) |
| Value added tax |
(156,990) |
(154,491) |
(175,020) |
(171,255) |
| Operating profit before changes in operating assets |
(238,594) |
(313,358) |
(364,272) |
(178,215) |
| (Increase )/decrease in operating assets: |
|
|
|
|
| Deposits held for regulatory or monetary control purposes |
0 |
0 |
74,149 |
(27,260) |
| Funds advanced to customers |
1,766,341 |
995,140 |
1,573,948 |
410,049 |
| Others |
93,394 |
(70,534) |
(43,688) |
(62,654) |
| Increase /(decrease ) in operating liabilities: |
|
|
|
|
| Security deposits from customers |
0 |
0 |
230 |
885 |
| Deposits from customers |
(1,068,835) |
789,932 |
177,818 |
265,851 |
| Negotiable certificates of deposit |
0 |
0 |
(38,304) |
24,800 |
| Net cash flow from operating activities before Income tax |
552,306 |
1,401,180 |
1,379,881 |
433,456 |
| Income tax paid |
(21,069) |
(191,893) |
(182,880) |
(228,430) |
| Net cash from/(used in) operating activities |
531,237 |
1,209,287 |
1,197,001 |
205,026 |
| Cash flow from investing activities |
|
|
|
|
| Dividends received |
339,360 |
186,495 |
341,450 |
195,552 |
| Interest received |
211,224 |
228,952 |
461,015 |
230,478 |
| Treasury bills eligible for rediscounting with Central Bank |
207,909 |
(752,729) |
(3,891,192) |
(658,651) |
| Proceeds from sale and redemption of securities |
152,969 |
358,087 |
189,084 |
421,119 |
| Purchase of securities |
(17,445) |
(327,432) |
(67,607) |
(403,657) |
| Purchase of property , equipment ,intangibles and investment property |
(457) |
(441) |
(45,948) |
(62,539) |
| Proceeds from sale of equipment and investment property |
0 |
0 |
0 |
4 |
| Net cash from investing activities |
893,560 |
(307,068) |
(3,013,198) |
(277,694) |
| Cash Flow from financing activities |
|
|
|
|
| Issue of new shares under option |
179,309 |
29,043 |
179,309 |
29,043 |
| Issue of new shares by subsidiary (Rights issue) |
0 |
0 |
0 |
36,041 |
| Borrowing , medium and long - term |
900,713 |
474,083 |
1,574,611 |
474,083 |
| Other Borrowings |
(893,831) |
(227,467) |
372,248 |
1,292,113 |
| Repayment of borrowing ,medium and long - term |
(1,819,373) |
(1,122,667) |
(1,819,373) |
(1,122,667) |
| Dividends paid |
(28) |
(6) |
7,782 |
(3,996) |
| Net Cash flow from financing activities |
(1,633,210) |
(847,014) |
314,577 |
704,617 |
| Net increase/(decrease) in cash & cash equivalents |
(208,413) |
55,205 |
(1,501,620) |
631,949 |
| Cash & cash equivalents/(overdraft-net) at the beginning of period |
2,509,971 |
1,690,313 |
6,162,307 |
3,875,461 |
| Cash & cash equivalents at the end of period |
2,301,558 |
1,745,518 |
4,660,687 |
4,507,410 |
| Reconciliation of cash & cash equivalents |
|
|
|
|
| Cash & short - term funds |
2,301,558 |
1,764,997 |
3,211,844 |
3,680,005 |
| Placements with & loans to banks & financial institutions |
0 |
0 |
114,436 |
1,559 |
| Treasury bills other securities eligible |
|
|
|
|
| for rediscounting with Central Bank |
0 |
0 |
1,373,990 |
845,450 |
| Borrowing short term - Bank overdrafts |
0 |
(19,479) |
(39,583) |
(19,604) |
|
2,301,558 |
1,745,518 |
4,660,687 |
4,507,410 |
|
