|
INCOME
STATEMENT - Group
|
Group |
| For the 03 months ended |
30.06.09
Rs 000 |
30.06.08
Rs 000 |
| Income |
3,263,320 |
3,100,529 |
| Interest income |
3,081,693 |
2,733,111 |
| Interest income on loans & advances |
2,404,614 |
2,399,976 |
| Interest income on other interest earning assets |
677,079 |
333,135 |
| Less : Interest expenses |
1,918,675 |
1,815,333 |
| Interest expense on deposits |
815,371 |
607,968 |
| Interest expense on other interest bearing liabilities |
1,103,304 |
1,207,365 |
| Net interest income |
1,163,018 |
917,778 |
| Non interest income |
181,627 |
367,418 |
| Foreign exchange income |
(43,815) |
24,574 |
| Other income |
225,442 |
342,844 |
| Less : Non interest expenses |
491,586 |
445,924 |
| Personnel costs |
209,602 |
192,390 |
| Provision for staff retirement benefits |
26,249 |
24,211 |
| Premises, equipment & establishment expenses |
127,631 |
102,122 |
| Loss on trading / investment securities |
74 |
0 |
| Other operating expenses |
113,457 |
106,399 |
| Amortisation of intangible assets |
|
|
| Negative goodwill |
- |
- |
| Software |
14,573 |
20,802 |
| Less : Provision for bad & doubtful debts and loans written off |
177,583 |
164,026 |
| Provisions - general |
(9804) |
103,686 |
| Provisions - specific |
296,534 |
145,942 |
| Recoveries |
(111,634) |
(85,620) |
| Loans written off |
2,487 |
18 |
| Less : Provision for fall in value of dealing & investment securities losses |
- |
- |
| Operating profit on ordinary activities before taxes |
675,476 |
675,246 |
| Less : Value added tax on financial services |
181,762 |
158,005 |
| Operating profit on ordinary activities before corporate tax |
493,714 |
517,241 |
| Share of profits of associates* |
214,508 |
253,598 |
| Operating profit before corporate tax |
708,222 |
770,839 |
| Less : Income tax on profit on ordinary activities |
201,098 |
229,134 |
| Profit for the period |
507,124 |
541,705 |
| Attributable to |
|
|
| Equity holders of the Bank |
479,752
|
515,160 |
| Minority interest |
27,372 |
26,545 |
| |
507,124 |
541,705 |
| Basic earnings per share - Rs |
3.65 |
3.95 |
| Diluted earnings per share - Rs |
3.65 |
3.95 |
|
| * After tax minority interest and preference dividend |
|
