INCOME
STATEMENT - Bank
|
Bank |
| For the 03 months ended |
30.06.09
Rs 000 |
30.06.08
Rs 000 |
| Income |
2,347,097 |
2,467,309 |
| Interest income |
1,987,123 |
2,103,009 |
| Interest income on loans & advances |
1,700,188 |
1,849,795 |
| Interest income on other interest earning assets |
286,935 |
253,214 |
| Less : Interest expenses |
1,217,052 |
1,421,689 |
| Interest expense on deposits |
213,211 |
257,416 |
| Interest expense on other interest bearing liabilities |
1,003,841 |
1,164,273 |
| Net interest income |
770,071 |
681,320 |
| Non interest income |
359,974 |
364,300 |
| Foreign exchange income |
(2,879) |
(538) |
| Other income |
362,853 |
364,838 |
| Less : Non interest expenses |
250,121 |
251,968 |
| Personnel costs |
115,016 |
114,863 |
| Provision for staff retirement benefits |
24,211 |
24,211 |
| Premises, equipment & establishment expenses |
59,853 |
51,477 |
| Loss on trading / investment securities |
0 |
0 |
| Other operating expenses |
47,746 |
49,637 |
| Amortisation of intangible assets |
|
|
| Negative goodwill |
- |
- |
| Software |
3,295 |
11,780 |
| Less : Provision for bad & doubtful debts and loans written off |
95,569 |
127,491 |
| Provisions - general |
(22,148) |
95,505 |
| Provisions - specific |
187,796 |
101,371 |
| Recoveries |
(72,116) |
(69,403) |
| Loans written off |
2,037 |
18 |
| Less : Provision for fall in value of dealing & investment securities losses |
- |
- |
| Operating profit on ordinary activities before taxes |
784,355 |
666,161 |
| Less : Value added tax on financial services |
163,744 |
141,361 |
| Operating profit on ordinary activities before corporate tax |
620,611 |
524,800 |
| Share of profits of associates* |
- |
- |
| Operating profit before corporate tax |
620,611 |
524,800 |
| Less : Income tax on profit on ordinary activities |
152,357 |
178,328 |
| Profit for the period |
468,254 |
346,472 |
| Attributable to |
|
|
| Equity holders of the Bank |
|
|
| Minority interest |
- |
- |
| |
468,254 |
346,472 |
| Basic earnings per share - Rs |
3.57 |
2.66 |
| Diluted earnings per share - Rs |
3.57 |
2.65 |
|
| * After tax minority interest and preference dividend |
|
