| |
Bank |
Group |
| As at |
30.06.09
Rs 000 |
31.03.09
Rs 000 (Audited) |
30.06.09
Rs 000 |
31.03.09
Rs 000 (Audited) |
| |
|
|
|
|
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
408 |
308 |
602,971 |
616,772 |
| Balances with Central Bank of Sri Lanka |
- |
- |
694,234 |
768,383 |
| Due from Banks and other financial institutions |
2,343,150 |
2,605,663 |
4,352,420 |
5,141,035 |
| Investments - trading account |
20,617 |
9,607 |
955,909 |
3,180,809 |
| Government securities |
- |
- |
935,292 |
3,163,776 |
| Other securities |
20,617 |
9,607 |
20,617 |
17,033 |
| Investments - held to maturity ( net of provisions ) |
7,485,678 |
7,823,629 |
17,134,313 |
11,881,458 |
| Government securities |
5,697,300 |
5,905,209 |
14,886,795 |
9,487,023 |
| Investments in ordinary shares |
392,605 |
386,001 |
493,640 |
510,760 |
| Investments in preference shares |
1,044,250 |
1,186,417 |
1,237,605 |
1,379,773 |
| Investments in debentures |
351,523 |
- |
515,023 |
163,500 |
| Investments in unit trusts |
- |
346,002 |
50,000 |
396,002 |
| Less : Provision for decline in value of Investments |
- |
- |
48,750 |
55,600 |
| Investment in associate companies |
3,187,229 |
3,187,229 |
7,137,594 |
7,160,671 |
| Investment in subsidiary companies |
2,627,167 |
2,627,167 |
- |
- |
| Investment in joint venture companies |
250,000 |
250,000 |
- |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
35,418,944 |
38,038,776 |
49,191,124 |
51,975,949 |
| Bills of exchange discounted |
- |
- |
317,182 |
307,400 |
| Overdrafts |
- |
- |
7,270,541 |
7,786,296 |
| Finance leases |
3,955,304 |
4,525,080 |
3,955,304 |
4,525,080 |
| Other loans |
31,463,640 |
33,513,696 |
37,648,097 |
39,357,173 |
| Total non performing loans and advances |
6,522,409 |
5,115,840 |
8,639,801 |
6,663,559 |
| Bills of exchange discounted |
- |
- |
49,970 |
35,485 |
| Overdrafts |
- |
- |
877,574 |
591,421 |
| Finance leases |
824,050 |
685,668 |
824,050 |
685,669 |
| Other loans |
4,152,254 |
3,096,950 |
5,103,807 |
3,836,970 |
| Loan interest receivable |
1,546,105 |
1,333,222 |
1,784,400 |
1,514,014 |
| Total gross loans and advances |
41,941,353 |
43,154,616 |
57,830,925 |
58,639,508 |
| Less : |
|
|
|
|
| Interest in suspense |
1,546,105 |
1,333,222 |
2,005,254 |
1,680,413 |
| Provision for credit losses - specific |
1,363,738 |
1,233,405 |
1,837,837 |
1,637,869 |
| Provision for credit losses - general |
414,443 |
436,591 |
523,678 |
533,481 |
| Net loans and advances |
38,617,067 |
40,151,398 |
53,464,156 |
54,787,745 |
| Group balances receivable |
19,650 |
36,325 |
- |
- |
| Prepayments |
11,780 |
13,812 |
11,780 |
13,812 |
| Other receivables |
1,153,904 |
1,299,422 |
2,194,296 |
2,186,417 |
| Differed tax asset |
- |
- |
24,688 |
- |
| Investment property |
6,500 |
6,500 |
143,170 |
141,215 |
| Goodwill on consolidation |
- |
- |
146,602 |
146,602 |
| Property and equipment (Net of accumulated depreciation) |
405,290 |
427,697 |
798,352 |
803,040 |
| Intangible assets |
42,648 |
45,942 |
157,568 |
169,482 |
| Total On Balance Sheet Assets |
56,171,088 |
58,484,699 |
87,818,053 |
86,997,441 |
| |
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
4,239,605 |
5,308,440 |
23,714,860 |
23,575,345 |
| Demand deposits |
- |
- |
658,616 |
707,641 |
| Savings deposits |
- |
- |
2,359,978 |
2,361,526 |
| Time deposits |
4,239,605 |
5,308,440 |
20,576,420 |
20,341,446 |
| Margin deposits |
- |
- |
73,357 |
79,939 |
| Other deposits |
- |
- |
46,489 |
84,793 |
| Total borrowings |
35,178,307 |
36,709,313 |
40,863,519 |
40,416,537 |
| Borrowings from CBSL |
1,189,982 |
1,346,391 |
1,189,982 |
1,346,391 |
| Borrowings from Banks and financial institutions in Sri Lanka |
6,700,000 |
5,500,000 |
8,177,583 |
6,250,000 |
| Borrowings from Banks and financial institutions abroad |
642,700 |
735,450 |
713,267 |
820,119 |
| Borrowings under repurchase agreements |
467,523 |
2,779,871 |
4,604,585 |
5,650,670 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,700,000 |
2,700,000 |
2,700,000 |
2,700,000 |
| Other Borrowings |
21,478,102 |
21,647,601 |
21,478,102 |
21,649,357 |
| Interest accrued |
816,730 |
1,192,127 |
1,270,791 |
1,648,996 |
| Current taxation |
98,172 |
- |
158,585 |
220,576 |
| Deferred taxation |
271,990 |
285,194 |
291,820 |
290,597 |
| Other liabilities |
427,877 |
498,781 |
1,127,954 |
1,152,212 |
| Proposed Dividends |
661,777 |
- |
661,777 |
- |
| Total On Balance Sheet Liabilities |
41,694,458 |
43,993,855 |
68,089,306 |
67,304,263 |
| |
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,323,555 |
1,307,325 |
1,323,555 |
1,307,325 |
| Share premium |
3,370,897 |
3,207,818 |
3,423,090 |
3,260,011 |
| Stated Capital |
4,694,452 |
4,515,143 |
4,746,645 |
4,567,336 |
| Reserve fund |
565,000 |
565,000 |
801,539 |
801,539 |
| General reserve |
8,637,839 |
8,637,839 |
11,926,826 |
11,926,826 |
| Other reserves |
- |
- |
(80,975) |
(85,038) |
| Retained profit |
579,339 |
772,862 |
1,663,235 |
1,841,264 |
| Shareholders' equity |
14,476,630 |
14,490,844 |
19,057,270 |
19,051,927 |
| Minority interest |
- |
- |
671,477 |
641,251 |
| Total equity |
14,476,630 |
14,490,844 |
19,728,747 |
19,693,178 |
| Total equity and liabilities |
56,171,088 |
58,484,699 |
87,818,053 |
86,997,441 |
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
874,029 |
1,074,791 |
7,478,678 |
7,044,507 |
| Commitments |
7,721,192 |
6,758,456 |
9,471,568 |
7,814,632 |
| |
|
|
|
|
| Net assets value per share,Rs |
110.28 |
110.90 |
145.18 |
145.81 |
| |
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
413 |
419 |
964 |
950 |
| Number of branches |
15 |
15 |
61 |
59 |
|
