| |
Bank |
Group |
| |
30.06.08 |
31.03.08 |
30.06.08 |
31.03.08 |
| Regulatory Capital Adequacy |
|
|
|
|
| Core capital (Tier - 1 Capital) Rs. Mn |
10,248 |
10,860 |
13,825 |
14,422 |
| Total capital base Rs. Mn |
9,136 |
9,994 |
12,601 |
13,435 |
| Core capital ratio (Minimum requirement 5%) |
18.3 |
19.4 |
19.4 |
20.4 |
| Total capital ratio (Minimum requirement 10%) |
16.3 |
17.9 |
17.6 |
19.0 |
| |
|
|
|
|
| Asset Quality |
|
|
|
|
| Non-performing loans and advances - Gross exposure % |
7.8 |
6.2 |
8.3 |
6.3 |
| (Net of interest in suspense) |
|
|
|
|
| - Net exposure % |
4.9 |
3.7 |
5.6 |
3.8 |
| (Net of interest in suspense and provisions) |
|
|
|
|
| |
|
|
|
|
| Profitability (Annualised) |
|
|
|
|
| Interest margin % |
4.3 |
4.3 |
4.5 |
4.5 |
| Return on assets % |
2.2 |
2.1 |
2.5 |
2.8 |
| Return on equity % |
10.2 |
11.3 |
11.7 |
14.3 |
| |
|
|
|
|
| Regulatory Liquidity |
|
|
|
|
| Statutory liquid assets Rs. Mn |
2,913 |
2,328 |
|
|
| Statutory liquid assets ratio % (Minimum requirement 20%) |
54.8 |
31 |
|
|
