|
INCOME
STATEMENT - Group
|
Group |
| For the three months ended |
30.06.08
Rs 000 |
30.06.07
Rs 000 |
| Income |
3,100,529 |
2,616,310 |
| |
|
|
| Interest income |
2,733,111 |
2,407,235 |
| Interest income on loans & advances |
2,399,976 |
2,082,967 |
| Interest income on other interest earning assets |
333,135 |
324,268 |
| |
|
|
| Less : Interest expenses |
1,815,333 |
1,699,563 |
| Interest expense on deposits |
607,968 |
784,655 |
| Interest expense on other interest bearing liabilities |
1,207,365 |
914,908 |
| Net interest income |
917,778 |
707,672 |
| |
|
|
| Non interest income |
367,418 |
209,075 |
| Foreign exchange income |
24,574 |
40,497 |
| Other income |
342,844 |
168,578 |
| |
|
|
| Less : Non interest expenses |
445,924 |
368,932 |
| Personnel costs |
192,390 |
165,470 |
| Provision for staff retirement benefits |
24,211 |
22,404 |
| Premises, equipment & establishment expenses |
102,122 |
84,145 |
| Loss on trading / investment securities |
0 |
904 |
| Other operating expenses |
106,399 |
77,004 |
| Amortisation of intangible assets |
|
|
| Software |
20,802 |
19,005 |
| |
|
|
| Less : Provision for bad & doubtful debts and loans |
164,026 |
86,104 |
| written off |
|
|
| Provisions - general |
103,686 |
53,558 |
| Provisions - specific |
145,942 |
105,480 |
| Recoveries |
(85,620) |
(73,132) |
| Loans written off |
18 |
198 |
| |
|
|
| Less : Provision for fall in value of dealing & investment |
0 |
0 |
| securities losses |
|
|
| Operating profit on ordinary activities before taxes |
675,246 |
461,711 |
| Less : Value added tax on financial services |
158,005 |
89,736 |
| |
|
|
| Operating profit on ordinary activities before corporate tax |
517,241 |
371,975 |
| Share of profits of associates* |
253,598 |
227,441 |
| Operating profit before corporate tax |
770,839 |
599,416 |
| Less : Income tax on profit on ordinary activities |
229,134 |
183,320 |
| |
|
|
| Profit for the period |
541,705 |
416,096 |
| Attributable to |
|
|
| Equity holders of the Bank |
515,160 |
395,119 |
| Minority interest |
26,545 |
20,977 |
|
|
|
|
541,705 |
416,096 |
| Basic earnings per share - Rs |
3.95 |
3.12 |
| Diluted earnings per share - Rs |
3.95 |
3.08 |
|
|
