|
Bank |
Group |
| As at |
30.12.07 |
31.03.07 |
30.12.07 |
31.03.07 |
|
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
|
|
(Audited) |
|
(Audited) |
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
237 |
166 |
798,513 |
297,621 |
| Balances with Central Bank of Sri Lanka |
0 |
0 |
602,630 |
768,018 |
| Due from Banks and other financial institutions |
2,423,271 |
4,746,011 |
4,282,695 |
6,358,080 |
| Investments - trading account |
1,141,878 |
295,492 |
1,141,878 |
295,492 |
| Government securities |
1,120,207 |
269,420 |
1,120,207 |
269,420 |
| Other securities |
21,671 |
26,072 |
21,671 |
26,072 |
| Investments - held to maturity ( net of provisions ) |
5,811,506 |
4,420,517 |
7,070,661 |
5,314,208 |
| Government securities |
4,065,613 |
3,160,078 |
4,774,688 |
3,556,127 |
| Investments in ordinary shares |
445,242 |
421,797 |
581,003 |
583,067 |
| Investments in preference shares |
953,833 |
517,167 |
1,175,938 |
738,717 |
| Investments in debentures |
0 |
0 |
160,964 |
83,572 |
| Investments in unit trusts |
346,818 |
321,475 |
396,818 |
371,475 |
| Less : Provision for decline in value of Investments |
0 |
0 |
18,750 |
18,750 |
| Investment in associate companies |
3,187,230 |
1,584,688 |
6,118,384 |
4,115,876 |
| Investment in subsidiary companies |
2,642,162 |
1,764,888 |
877,274 |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
44,139,954 |
44,863,314 |
53,593,605 |
52,179,932 |
| Bills of exchange discounted |
0 |
0 |
410,665 |
448,004 |
| Overdrafts |
0 |
0 |
4,602,850 |
3,456,378 |
| Finance leases |
6,583,223 |
7,333,266 |
6,583,223 |
7,333,266 |
| Other loans |
37,556,731 |
37,530,048 |
41,996,867 |
40,942,284 |
| Total non performing loans and advances |
3,831,358 |
2,884,505 |
4,957,267 |
3,485,360 |
| Bills of exchange discounted |
5,640 |
5,640 |
36,752 |
17,704 |
| Overdrafts |
0 |
0 |
528,711 |
315,386 |
| Finance leases |
611,291 |
422,920 |
611,291 |
422,920 |
| Other loans |
2,309,357 |
1,694,213 |
2,811,023 |
1,945,471 |
| Loan interest receivable |
905,070 |
761,732 |
969,490 |
783,879 |
| Total gross loans and advances |
47,971,312 |
47,747,819 |
58,550,872 |
55,665,292 |
| Less : |
|
|
|
|
| Interest in suspense |
905,070 |
761,732 |
1,131,103 |
894,440 |
| Provision for credit losses - specific |
901,878 |
856,437 |
1,046,748 |
971,590 |
| Provision for credit losses - general |
223,456 |
90,006 |
265,453 |
101,582 |
| Net loans and advances |
45,940,908 |
46,039,644 |
56,107,568 |
53,697,680 |
| Group balances receivable |
29,818 |
8,826 |
1,841 |
1,047 |
| Prepayments |
74,448 |
78,513 |
74,448 |
78,513 |
| Other receivables |
1,755,095 |
1,523,306 |
2,336,752 |
1,762,672 |
| Differed tax asset |
0 |
0 |
98,554 |
137,490 |
| Investment property |
6,500 |
6,500 |
130,760 |
131,833 |
| Goodwill on consolidation |
- |
- |
146,658 |
146,658 |
| Property and equipment (Net of accumulated depreciation) |
434,637 |
392,509 |
708,217 |
574,171 |
| Intangible assets |
57,166 |
79,601 |
151,373 |
198,767 |
| Total On Balance Sheet Assets |
63,504,856 |
60,940,661 |
80,648,206 |
73,878,126 |
|
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
9,294,707 |
13,572,571 |
18,560,014 |
20,816,684 |
| Demand deposits |
0 |
0 |
581,558 |
533,406 |
| Savings deposits |
0 |
0 |
1,048,020 |
969,400 |
| Time deposits |
9,294,707 |
13,572,571 |
16,779,240 |
19,113,159 |
| Margin deposits |
0 |
0 |
117,656 |
128,006 |
| Other deposits |
0 |
0 |
33,540 |
72,713 |
| Total borrowings |
38,795,329 |
35,897,159 |
41,179,600 |
37,182,489 |
| Borrowings from CBSL |
1,672,896 |
1,954,132 |
1,672,896 |
1,954,132 |
| Borrowings from Banks and financial institutions in Sri Lanka |
7,000,000 |
7,425,000 |
8,655,941 |
8,330,628 |
| Borrowings from Banks and financial institutions abroad |
5,294,144 |
5,353,996 |
5,729,375 |
5,600,272 |
| Borrowings under repurchase agreements |
1,168,993 |
614,772 |
1,462,092 |
748,198 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,700,000 |
2,000,000 |
2,700,000 |
2,000,000 |
| Other Borrowings |
18,959,296 |
16,549,259 |
18,959,296 |
16,549,259 |
| Interest accrued |
1,038,533 |
847,652 |
1,252,980 |
1,012,549 |
| Current taxation |
194,726 |
261,012 |
252,435 |
300,500 |
| Deferred taxation |
263,798 |
363,842 |
263,800 |
363,843 |
| Other liabilities |
405,943 |
504,276 |
1,451,476 |
1,105,382 |
| Total On Balance Sheet Liabilities |
49,993,036 |
51,446,512 |
62,960,305 |
60,781,447 |
|
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,299,026 |
865,565 |
1,299,026 |
865,565 |
| Share premium |
3,171,167 |
607,106 |
3,201,177 |
659,299 |
| Stated Capital |
4,470,193 |
1,472,671 |
4,500,203 |
1,524,864 |
| Reserves |
|
|
|
|
| Reserve fund |
425,000 |
425,000 |
548,841 |
548,841 |
| Sinking fund |
4,028,459 |
3,372,664 |
4,028,459 |
3,372,664 |
| Other reserves - Associate |
- |
- |
60,562 |
132,954 |
| Revenue reserves |
3,233,584 |
3,233,584 |
5,330,631 |
5,254,420 |
| Retained profit |
1,354,584 |
990,230 |
2,639,716 |
1,708,205 |
| Shareholders' equity |
13,511,820 |
9,494,149 |
17,108,412 |
12,541,948 |
| Minority interest |
- |
- |
579,489 |
554,731 |
| Total equity |
13,511,820 |
9,494,149 |
17,687,901 |
13,096,679 |
| Total equity and liabilities |
63,504,856 |
60,940,661 |
80,648,206 |
73,878,126 |
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
1,548,011 |
1,431,950 |
5,270,263 |
5,978,827 |
| Commitments |
7,633,166 |
9,798,048 |
10,575,957 |
10,726,086 |
|
|
|
|
|
| Net assets value per share,Rs |
104.07 |
87.75 |
134.82 |
115.92 |
|
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
432 |
422 |
748 |
684 |
| Number of branches |
13 |
12 |
44 |
37 |
|
|
|
|
|
| The highest, the lowest and the last traded market price recorded |
| during the quarter ended |
31.12.2007 |
31.12.2006 |
|
|
|
|
| - Highest price Rs. |
135.00 |
194.00 |
| - Lowest price Rs. |
122.50 |
161.50 |
| - Last traded price Rs. |
127.00 |
179.50 |
|
