|
Bank |
Group |
| As at |
30.06.08
Rs 000 |
31.03.08
Rs 000 |
30.06.08
Rs 000 |
31.03.08
Rs 000 |
|
|
(Audited) |
|
(Audited) |
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
230 |
196 |
491,673 |
489,972 |
| Balances with Central Bank of Sri Lanka |
0 |
0 |
638,561 |
611,301 |
| Due from Banks and other financial institutions |
2,146,767 |
1,912,349 |
4,224,124 |
3,965,303 |
| Investments - trading account |
2,924,378 |
2,270,364 |
2,924,378 |
2,270,364 |
| Government securities |
2,908,208 |
2,252,773 |
2,908,208 |
2,252,773 |
| Other securities |
16,170 |
17,591 |
16,170 |
17,591 |
| Investments - held to maturity ( net of provisions ) |
6,048,916 |
5,846,994 |
8,640,567 |
7,423,546 |
| Government securities |
4,264,461 |
4,167,167 |
6,327,383 |
5,240,212 |
| Investments in ordinary shares |
396,804 |
450,109 |
530,156 |
546,435 |
| Investments in preference shares |
731,833 |
878,833 |
935,188 |
1,100,939 |
| Investments in debentures |
0 |
0 |
169,379 |
160,429 |
| Investments in unit trusts |
655,818 |
350,885 |
705,818 |
400,885 |
| Less : Provision for decline in value of Investments |
0 |
0 |
27,357 |
25,354 |
| Investment in associate companies |
3,187,229 |
3,187,229 |
6,496,338 |
6,395,789 |
| Investment in subsidiary companies |
2,642,163 |
2,642,163 |
- |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
41,845,131 |
43,603,564 |
52,763,608 |
54,121,986 |
| Bills of exchange discounted |
0 |
0 |
387,762 |
442,687 |
| Overdrafts |
0 |
0 |
5,367,637 |
5,069,305 |
| Finance leases |
5,410,319 |
6,042,783 |
5,410,319 |
6,042,783 |
| Other loans |
36,434,812 |
37,560,781 |
41,597,890 |
42,567,211 |
| Total non performing loans and advances |
4,641,758 |
3,871,825 |
6,086,602 |
4,730,671 |
| Bills of exchange discounted |
0 |
5,640 |
17,139 |
62,375 |
| Overdrafts |
0 |
0 |
651,587 |
302,010 |
| Finance leases |
952,101 |
682,877 |
952,101 |
682,877 |
| Other loans |
2,601,852 |
2,202,457 |
3,274,134 |
2,633,882 |
| Loan interest receivable |
1,087,805 |
980,851 |
1,191,641 |
1,049,527 |
| Total gross loans and advances |
46,486,889 |
47,475,389 |
58,850,210 |
58,852,657 |
| Less : |
|
|
|
|
| Interest in suspense |
1,087,805 |
980,851 |
1,301,655 |
1,124,515 |
| Provision for credit losses - specific |
966,535 |
915,137 |
1,157,522 |
1,077,888 |
| Provision for credit losses - general |
359,594 |
264,089 |
422,699 |
319,011 |
| Net loans and advances |
44,072,955 |
45,315,312 |
55,968,334 |
56,331,243 |
| Group balances receivable |
50,336 |
71,348 |
0 |
0 |
| Prepayments |
44,939 |
45,353 |
44,939 |
45,353 |
| Other receivables |
1,767,740 |
1,569,036 |
2,536,995 |
2,449,902 |
| Differed tax asset |
0 |
0 |
69,034 |
83,571 |
| Investment property |
6,500 |
6,500 |
136,565 |
137,181 |
| Goodwill on consolidation |
- |
- |
146,658 |
146,658 |
| Property and equipment
(Net of accumulated depreciation) |
415,246 |
438,610 |
764,716 |
749,238 |
| Intangible assets |
42,150 |
53,930 |
154,459 |
170,107 |
| Total On Balance Sheet Assets |
63,349,549 |
63,359,384 |
83,237,341 |
81,269,528 |
| |
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
5,901,449 |
5,111,517 |
17,493,909 |
16,352,643 |
| Demand deposits |
0 |
0 |
643,634 |
594,987 |
| Savings deposits |
0 |
0 |
1,546,074 |
1,359,713 |
| Time deposits |
5,901,449 |
5,111,517 |
15,129,516 |
14,103,109 |
| Margin deposits |
0 |
0 |
116,345 |
261,294 |
| Other deposits |
0 |
0 |
58,340 |
33,540 |
| Total borrowings |
41,682,547 |
42,480,232 |
44,172,255 |
43,423,917 |
| Borrowings from CBSL |
1,523,670 |
1,689,464 |
1,523,670 |
1,689,464 |
| Borrowings from Banks and financial institutions in Sri Lanka |
7,519,479 |
8,035,231 |
8,917,461 |
8,240,796 |
| Borrowings from Banks and financial institutions abroad |
5,205,963 |
5,312,782 |
5,485,198 |
5,529,037 |
| Borrowings under repurchase agreements |
2,488,363 |
2,371,712 |
3,300,854 |
2,893,577 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,700,000 |
2,700,000 |
2,700,000 |
2,700,000 |
| Other Borrowings |
20,245,072 |
20,371,043 |
20,245,072 |
20,371,043 |
| Interest accrued |
883,543 |
1,131,697 |
1,147,382 |
1,396,777 |
| Current taxation |
89,359 |
132,130 |
162,477 |
197,147 |
| Deferred taxation |
258,092 |
250,623 |
258,093 |
250,624 |
| Other liabilities |
397,944 |
492,085 |
1,142,778 |
1,354,733 |
| Proposed Dividends |
653,662 |
- |
653,662 |
0 |
| Total On Balance Sheet Liabilities |
49,866,596 |
49,598,284 |
65,030,556 |
62,975,841 |
| |
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,307,190 |
1,301,956 |
1,307,190 |
1,301,956 |
| Reserves |
|
|
|
|
| Share premium |
3,207,954 |
3,184,145 |
3,260,147 |
3,236,338 |
| Reserve fund |
495,000 |
495,000 |
674,120 |
674,120 |
| General reserve |
3,953,584 |
3,953,584 |
6,625,898 |
6,627,882 |
| Other reserves |
4,028,459 |
4,028,459 |
3,918,981 |
3,918,981 |
| Retained earnings |
490,766 |
797,956 |
1,789,048 |
1,928,719 |
| Shareholders' equity |
13,482,953 |
13,761,100 |
17,575,384 |
17,687,996 |
| Minority interest |
- |
- |
631,401 |
605,691 |
| Total equity |
13,482,953 |
13,761,100 |
18,206,785 |
18,293,687 |
Total equity and liabilities
|
63,349,549 |
63,359,384 |
83,237,341 |
81,269,528 |
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
1,151,442 |
1,196,690 |
7,019,998 |
6,912,012 |
Commitments
|
4,876,505 |
6,113,996 |
6,243,449 |
7,026,447 |
| |
|
|
|
|
| Net assets value per share,Rs |
103.44 |
108.70 |
134.83 |
145.46 |
| |
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
416 |
419 |
833 |
810 |
| Number of branches |
14 |
14 |
49 |
48 |
| The highest, the lowest and the last traded market price recorded |
| during the year ended |
30.06.2008 |
31.03.2008 |
|
| - Highest price Rs. |
130.00 |
200.00 |
| - Lowest price Rs. |
110.25 |
115.50 |
| Last traded price Rs. |
120.50 |
126.00 |
|
