Business Segment Information

Lending Financial Leasing Investing in Equity Commercial Banking Venture Capital Other Unallocated Eliminations Total For the six months ended 30 September 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 2007 Rs 000 2006 Rs 000 Revenue Interest income 3,496,388 2,257,161 601,280 412,454 - - 821,577 417,658 37,020 27,470 18,628 10,308 - - (18,818) (7,476) 4,956,075 3,117,575 Amortisation of negative goodwill - - - - Other income 83,485 24,376 - - 350,049 206,392 118,937 82,985 23,365 20,508 115,217 92,117 (5,764) 100,112 (41,791) (40,525) 643,498 485,965 Income from external customers 3,579,873 2,281,537 601,280 412,454 350,049 206,392 940,514 500,643 60,385 47,978 133,845 102,425 (5,764) 100,112 (60,609) (48,001) 5,599,573 3,603,540 Inter segment income - - - - - - - - - - 12,286 2,099 (12,286) (2,099) - - Total income 3,579,873 2,281,537 601,280 412,454 350,049 206,392 940,514 500,643 60,385 47,978 133,845 102,425 6,522 102,211 (72,895) (50,100) 5,599,573 3,603,540 Percentage * 64 63 11 11 6 6 17 14 1 1 2 3 1 4 - - 100 100 Expense Segment losses 88,144 (21,503) 36,037 18,184 - - 16,084 2,449 - - - - 140,265 (869) Depreciation - - - - - 35,075 24,294 363 348 7,086 7,901 42,524 32,543 Other operating & interest expenses 2,451,339 1,512,881 468,354 252,873 - - 718,857 334,993 14,551 9,201 46,802 39,772 (18,818) (7,476) 3,681,085 2,142,244 Inter segment expense - - - - - 11,098 1,712 - - 1,187 387 (12,285) (2,099) - - 2,539,483 1,491,378 504,391 271,057 - - 781,114 363,448 14,914 9,549 55,075 48,060 (31,103) (9,575) 3,863,874 2,173,918 Result 1,040,390 790,159 96,889 141,397 350,049 206,392 159,400 137,195 45,471 38,429 78,770 54,365 1,735,699 1,429,622 Unallocated expenses 385,766 231,652 Value Added Tax on financial services 206,505 199,720 1,143,428 998,250 Associate companies profit before tax 785,263 574,115 Profit on ordinary activities before tax 1,928,691 1,572,365 Income tax on profit on ordinary activities 756,758 705,304 Profit on ordinary activities after tax 1,171,933 867,061 Minority interest 40,846 26,290 Profit for the period 1,131,087 840,771 Assets 42,099,451 34,959,760 7,493,765 6,140,381 1,262,541 1,262,541 13,838,173 8,035,089 824,096 816,752 554,651 518,607 3,344,090 5,379,530 1,490,178 (190,898) 70,894,243 56,921,762 Percentage 59 61 11 11 2 2 20 14 1 1 1 1 5 9 - 100 100 Investment in associate company 6,129,873 4,054,063 77,024,116 60,975,825 Liabilities 33,227,006 29,014,846 6,744,388 5,526,343 - - 12,310,879 7,055,156 12,001 14,380 129,604 144,645 5,957,177 6,890,278 1,490,178 (190,898) 59,871,233 48,454,750                                       Revenue and expenses attributable to the incorporated business segments of industrial estate management, unit trust management, stock brokering and consultancy services are included in the column for other Property & equipment and depreciation attributable to an incorporated business segment is included in the relevant segment and the balance is unallocated Dealing securities losses and goodwill written off of subsidiary company are included in unallocated expenses. Eliminations are the consolidation adjustments for inter company transactions, dividend and dividend payable attributable to minority shareholders. * Net of eliminations