SELECTED PERFORMANCE INDICATORS
|
Bank |
Group |
|
30.09.07 |
31.03.07 |
30.09.07 |
31.03.07 |
|
|
|
|
|
| Regulatory Capital Adequacy |
|
|
|
|
| Core capital (Tier - 1 Capital) Rs. Mn |
12,426 |
9,494 |
15,549 |
12,636 |
| Total capital base Rs. Mn |
9,485 |
8,350 |
13,575 |
10,829 |
| Core capital ratio (Minimum requirement 5%) |
20.5 |
15.7 |
20.7 |
17.8 |
| Total capital ratio (Minimum requirement 10%) |
15.7 |
13.8 |
18.1 |
15.2 |
|
|
|
|
|
| Asset Quality |
|
|
|
|
| Non-performing loans and advances - Gross exposure % |
7.3 |
4.5 |
7.6 |
4.7 |
| (Net of interest in suspense) |
|
|
|
|
| - Net exposure % |
4.9 |
2.5 |
5.3 |
2.8 |
| (Net of interest in suspense and provisions) |
|
|
|
|
|
|
|
|
|
| Profitability (Annualised) |
|
|
|
|
| Interest margin % |
4.2 |
4.6 |
4.3 |
4.6 |
| Return on assets % |
2.0 |
2.1 |
3.0 |
2.4 |
| Return on equity % |
10.8 |
12.1 |
15.4 |
13.1 |
|
|
|
|
|
| Regulatory Liquidity |
|
|
|
|
| Statutory liquid assets Rs. Mn |
3,278 |
5,019 |
|
|
| Statutory liquid assets ratio % (Minimum requirement 20%) |
26 |
79 |
|
|
