|
Bank |
Group |
| As at |
30.09.07 |
31.03.07 |
30.09.07 |
31.03.07 |
|
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
|
|
(Audited) |
|
(Audited) |
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
132 |
166 |
309,254 |
297,621 |
| Balances with Central Bank of Sri Lanka |
0 |
0 |
460,382 |
768,018 |
| Due from Banks and other financial institutions |
3,025,452 |
4,746,011 |
3,607,207 |
6,358,080 |
| Investments - trading account |
1,300,424 |
295,492 |
1,300,424 |
295,492 |
| Government securities |
1,278,413 |
269,420 |
1,278,413 |
269,420 |
| Other securities |
22,011 |
26,072 |
22,011 |
26,072 |
Investments - held to maturity
( net of provisions ) |
4,416,387 |
4,420,517 |
5,791,819 |
5,870,208 |
| Government securities |
3,166,548 |
3,160,078 |
3,971,611 |
3,556,127 |
| Investments in ordinary shares |
421,615 |
421,797 |
577,429 |
583,067 |
| Investments in preference shares |
500,500 |
517,167 |
722,605 |
1,294,717 |
| Investments in debentures |
0 |
0 |
161,200 |
83,572 |
| Investments in unit trusts |
327,724 |
321,475 |
377,724 |
371,475 |
| Less : Provision for decline in value of Investments |
0 |
0 |
18,750 |
18,750 |
| Investment in associate companies |
3,187,229 |
1,584,688 |
6,129,873 |
4,115,876 |
| Investment in subsidiary companies |
1,764,888 |
1,764,888 |
0 |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
43,647,411 |
44,863,314 |
52,659,277 |
52,179,932 |
| Bills of exchange discounted |
0 |
0 |
402,464 |
448,004 |
| Overdrafts |
0 |
0 |
4,353,771 |
3,456,378 |
| Finance leases |
6,800,987 |
7,333,266 |
6,800,987 |
7,333,266 |
| Other loans |
36,846,424 |
37,530,048 |
41,102,055 |
40,942,284 |
| Loan interest receivable |
0 |
0 |
0 |
0 |
| Total non performing loans and advances |
4,332,015 |
2,884,505 |
5,402,395 |
3,485,360 |
| Bills of exchange discounted |
5,640 |
5,640 |
23,923 |
17,704 |
| Overdrafts |
0 |
0 |
558,246 |
315,386 |
| Finance leases |
904,560 |
422,920 |
904,560 |
422,920 |
| Other loans |
2,519,727 |
1,694,213 |
2,967,056 |
1,945,471 |
| Loan interest receivable |
902,088 |
761,732 |
948,610 |
783,879 |
| Total gross loans and advances |
|
| 47,979,426 |
47,747,819 |
58,061,672 |
55,665,292 |
| Less : |
|
|
|
|
| Interest in suspense |
902,088 |
761,732 |
1,101,409 |
894,440 |
| Provision for credit losses - specific |
955,700 |
856,437 |
1,071,050 |
971,590 |
| Provision for credit losses - general |
178,848 |
90,006 |
210,619 |
101,582 |
| Net loans and advances |
|
| 45,942,790 |
46,039,644 |
55,678,594 |
53,697,680 |
| Group balances receivable |
10,410 |
8,826 |
1,328 |
1,047 |
| Prepayments |
76,481 |
78,513 |
76,481 |
78,513 |
| Other receivables |
1,741,600 |
1,523,306 |
2,418,839 |
1,762,672 |
| Differed tax asset |
0 |
0 |
111,670 |
137,490 |
| Investment property |
6,500 |
6,500 |
130,035 |
131,833 |
| Goodwill on consolidation |
- |
- |
146,658 |
146,658 |
| Property and equipment (Net of accumulated depreciation) |
421,195 |
392,509 |
688,383 |
574,171 |
| Intangible assets |
57,874 |
79,601 |
161,868 |
198,767 |
| Total On Balance Sheet Assets |
|
| 61,951,362 |
60,940,661 |
77,012,815 |
74,434,126 |
| |
|
| |
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
6,657,741 |
13,572,571 |
14,126,490 |
20,816,684 |
| Demand deposits |
0 |
0 |
579,856 |
533,406 |
| Savings deposits |
0 |
0 |
1,002,321 |
969,400 |
| Time deposits |
6,657,741 |
13,572,571 |
12,358,496 |
19,113,159 |
| Margin deposits |
0 |
0 |
150,781 |
128,006 |
| Other deposits |
0 |
0 |
35,036 |
72,713 |
| Total borrowings |
40,343,507 |
35,897,159 |
42,869,914 |
37,182,489 |
| Borrowings from CBSL |
1,821,281 |
1,954,132 |
1,821,281 |
1,954,132 |
| Borrowings from Banks and financial institutions in Sri Lanka |
9,705,000 |
7,425,000 |
11,780,468 |
8,330,628 |
| Borrowings from Banks and financial institutions abroad |
5,401,178 |
5,353,996 |
5,466,156 |
5,600,272 |
| Borrowings under repurchase agreements |
1,177,169 |
614,772 |
1,563,130 |
748,198 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Other Borrowings |
18,238,879 |
16,549,259 |
18,238,879 |
16,549,259 |
| Interest accrued |
1,020,878 |
847,652 |
1,205,888 |
1,012,549 |
| Current taxation |
158,430 |
261,012 |
222,950 |
300,500 |
| Deferred taxation |
307,388 |
363,842 |
307,390 |
363,843 |
| Other liabilities |
428,756 |
504,276 |
1,131,109 |
1,105,382 |
| Total On Balance Sheet Liabilities |
|
| 48,916,700 |
51,446,512 |
59,863,741 |
60,781,447 |
| |
|
| |
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,298,883 |
865,565 |
1,298,883 |
865,565 |
| Share premium |
3,170,570 |
607,106 |
3,202,875 |
659,299 |
| Stated Capital |
|
| 4,469,453 |
1,472,671 |
4,501,758 |
1,524,864 |
| Reserves |
|
|
|
|
| Reserve fund |
425,000 |
425,000 |
548,841 |
548,841 |
| Sinking fund |
3,372,664 |
3,372,664 |
3,372,664 |
3,372,664 |
| Other reserves - Associate |
- |
- |
63,395 |
132,954 |
| Revenue reserves |
3,233,584 |
3,233,584 |
5,328,673 |
5,254,420 |
| Retained profit |
1,533,961 |
990,230 |
2,770,883 |
2,032,575 |
| Shareholders' equity |
|
| 13,034,662 |
9,494,149 |
16,586,214 |
12,866,318 |
| Minority interest |
- |
- |
562,860 |
786,361 |
| Total equity |
|
| 13,034,662 |
9,494,149 |
17,149,074 |
13,652,679 |
| Total equity and liabilities |
|
| 61,951,362 |
60,940,661 |
77,012,815 |
74,434,126 |
| |
|
| |
|
|
|
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
1,582,086 |
1,431,950 |
5,288,132 |
5,978,827 |
| Commitments |
10,328,000 |
9,798,048 |
12,132,312 |
10,726,086 |
| |
|
| |
|
|
|
| Net assets value per share,Rs |
100.39 |
87.75 |
127.74 |
118.92 |
|
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
442 |
422 |
744 |
684 |
| Number of branches |
13 |
12 |
40 |
37 |
|
|
|
|
|
| The highest, the lowest and the last traded market price recorded |
| during the quarter ended |
30.09.2007 |
30.09.2006 |
|
|
|
|
| - Highest price Rs. |
148.00 |
165.00 |
| - Lowest price Rs. |
120.00 |
147.50 |
| - Last traded price Rs. |
128.75 |
160.75 |
|
