Business Segment Information

For the six months ended 30th September Lending Financial Leasing Investing in Equity Commercial Banking Venture Capital  Other Unallocated Eliminations Total   2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 2009 2008 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Rs 000 Revenue   Interest income 3,697,368 3,809,880 398,371 511,610 -  -  2,101,801 1,328,818 28,898 40,482 138,544 21,887 -  -  (18,230) (14,862) 6,346,752 5,697,815 Other income 59,042 160,687 -  -  471,736 635,506 69,301 166,051 35,712 31,022 157,029 122,510 61,463 (72,972) (330,689) (347,276) 523,594 695,528 Income from external customers 3,756,410 3,970,567 398,371 511,610 471,736 635,506 2,171,102 1,494,869 64,610 71,504 295,573 144,397 61,463 (72,972) (348,919) (362,138) 6,870,346 6,393,343 Inter segment income -  -  -  -  -  -  -  -  -  -  -  344,179 419 (344,179) (419) -  -  Total income 3,756,410 3,970,567 398,371 511,610 471,736 635,506 2,171,102 1,494,869 64,610 71,504 295,573 144,397 405,642 (72,553) (693,098) (362,557) 6,870,346 6,393,343                                       Percentage * 55 62 6 8 7 10 32 23 1 1 4 2 6 4  - -  100 100     Expense   Segment losses 50,287 49,182 142,215 186,531 -  4,853 143,808 127,610 -  15,000 -  -  -  336,310 383,176 Depreciation -  -  -  -  -  -  59,809 47,860 149 2,301 16,438 6,850 76,396 57,011 Other operating & interest expenses 2,110,452 2,447,619 261,428 371,686 -  -  1,684,381 1,155,826 8,958 11,542 140,986 75,330 (18,230) (14,862) 4,187,975 4,047,141 Inter segment expense -  -  -  -  -  -  7,901 3,500 -  -  61,075 624 (68,976) (4,124) -  -  2,160,739 2,496,801 403,643 558,217 -  4,853 1,895,899 1,334,796 9,107 28,843 218,499 82,804 (87,206) (18,986) 4,600,681 4,487,328 Result 1,595,671 1,473,766 (5,272) (46,607) 471,736 630,653 275,203 160,073 55,503 42,661 77,074 61,593 2,269,665 1,906,015 Unallocated expenses 489,556 582,806 Value Added Tax on financial services 400,780 323,744 1,379,329 999,465 Share of profits of associates 517,788 536,711 Profit on ordinary activities before tax 1,897,117 1,536,176 Income tax on profit on ordinary activities 535,678 562,020 Profit on ordinary activities after tax 1,361,439 974,146 Minority interest 58,670 (14,840) Profit for the period 1,302,769 988,996                                       Assets 35,703,443 42,525,551 4,042,099 5,704,814 2,052,622 2,336,468 27,738,220 19,981,798 746,502 820,726 2,930,988 487,255 7,784,073 6,607,527 (24,000) (40,358) 80,973,947 78,423,781                                       Percentage 44 54 5 7 3 3 34 25 1 1 4 1 10 8 -  -  100 100       Investment in associate company 7,436,964 6,687,338 88,410,911 85,111,119 Liabilities 27,567,175 31,819,400 3,637,889 5,134,333 -  -  25,030,325 17,406,878 4,144 143,436 2,176,815 105,250 9,437,419 12,016,858 (24,000) (40,358) 67,829,767 66,585,797