| |
 |
| For the period ended |
Bank |
Group |
|
30.9.2009 |
30.9.2008 |
30.9.2009 |
30.9.2008 |
|
Rs.000 |
Rs.000 |
Rs.000 |
Rs.000 |
| Cash flow from operating activities |
|
|
|
|
| Interest Receipts |
3,531,915 |
3,789,519 |
5,016,249 |
5,069,074 |
| Interest payments |
(2,343,480) |
(2,672,475) |
(3,793,290) |
(3,477,133) |
| Recoveries on loans previously written off |
34,775 |
43,679 |
34,775 |
43,679 |
| Receipts from other operating activities |
86,692 |
108,016 |
198,076 |
400,069 |
| Cash payments to employees & suppliers |
(583,223) |
(697,383) |
(937,214) |
(1,088,571) |
| Value added tax |
(300,107) |
(305,856) |
(364,078) |
(328,635) |
| Operating profit before changes in operating assets |
426,572 |
265,500 |
154,518 |
618,483 |
| (Increase )/decrease in operating assets: |
|
|
|
|
| Deposits held for regulatory or monetary control purposes |
0 |
0 |
77,768 |
(64,929) |
| Funds advanced to customers |
3,565,462 |
696,217 |
5,475,729 |
(431,995) |
| Others |
33,442 |
502,108 |
365,383 |
536,104 |
| Increase /(decrease ) in operating liabilities: |
|
|
|
|
| Security deposits from customers |
0 |
0 |
230 |
3,320 |
| Deposits from customers |
670,239 |
1,797,587 |
1,440,958 |
3,906,029 |
| Negotiable certificates of deposit |
(2,680) |
0 |
(30,384) |
50,323 |
| Net cash flow from operating activities before Income tax |
4,693,035 |
3,261,412 |
7,484,202 |
4,617,335 |
| Income tax paid |
(138,797) |
(373,762) |
(329,032) |
(460,881) |
| Net cash from/(used in) operating activities |
4,554,238 |
2,887,650 |
7,155,170 |
4,156,454 |
| |
|
|
|
|
| Cash flow from investing activities |
|
|
|
|
| Dividends received |
400,855 |
415,226 |
396,967 |
431,615 |
| Interest received |
510,738 |
484,487 |
1,094,739 |
488,329 |
| Treasury bills eligible for rediscounting with Central Bank |
(1,041,423) |
88,912 |
(7,878,988) |
(1,039,724) |
| Proceeds from sale and redemption of securities |
399,027 |
358,087 |
435,143 |
388,087 |
| Purchase of securities |
(208,173) |
(635,720) |
(259,173) |
(679,087) |
| Investment in Joint Venture - (Acuity Partners Ltd.) |
0 |
(150,000) |
0 |
(150,000) |
| Investment in additional shares of subsidiaries - (DFCC Vardhana Bank. Limited) |
0 |
(23) |
0 |
(23) |
| Purchase of property , equipment ,intangibles and investment property |
(1,983) |
(20,021) |
(77,638) |
(117,072) |
| Proceeds from sale of equipment and investment property |
1,679 |
12 |
2,499 |
16 |
| Net cash from investing activities |
60,720 |
540,960 |
(6,286,451) |
(677,859) |
| |
|
|
|
|
| Cash Flow from financing activities |
|
|
|
|
| Issue of new shares under option |
179,309 |
29,042 |
179,309 |
29,042 |
| Issue of new shares by subsidiary (Rights issue) |
0 |
0 |
0 |
36,041 |
| Borrowing , medium and long - term |
1,354,401 |
4,712,007 |
2,376,066 |
4,712,007 |
| Other Borrowings |
(1,692,180) |
(1,534,093) |
(532,649) |
(1,250,007) |
| Repayment of borrowing ,medium and long - term |
(3,510,565) |
(4,583,085) |
(3,510,565) |
(4,583,085) |
| Dividends paid |
(657,955) |
(650,923) |
(654,048) |
(745,899) |
| Net Cash flow from financing activities |
(4,326,990) |
(2,027,052) |
(2,141,887) |
(1,801,901) |
| |
|
|
|
|
| Net increase/(decrease) in cash & cash equivalents |
287,968 |
1,401,558 |
(1,273,168) |
1,676,694 |
| Cash & cash equivalents/(overdraft-net) at the beginning of period |
2,509,971 |
1,690,313 |
6,162,307 |
3,875,461 |
| Cash & cash equivalents at the end of period |
2,797,939 |
3,091,871 |
4,889,139 |
5,552,155 |
| |
|
|
|
|
| Reconciliation of cash & cash equivalents |
|
|
|
|
| Cash & short - term funds |
2,797,939 |
3,098,276 |
3,471,343 |
4,680,127 |
| Placements with & loans to banks & financial institutions |
0 |
0 |
76,005 |
1,728 |
| Treasury bills other securities eligible |
|
|
|
|
| for rediscounting with Central Bank |
0 |
0 |
1,381,250 |
897,730 |
| Borrowing short term - Bank overdrafts |
0 |
(6,405) |
(39,459) |
(27,430) |
| |
2,797,939 |
3,091,871 |
4,889,139 |
5,552,155 |
| |
|
|
|
|
|
