|
Bank |
Group |
| As at |
30.09.09
Rs 000 |
31.03.09
Rs 000 |
30.09.09
Rs 000 |
31.03.09
Rs 000 |
|
|
|
|
|
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
408 |
308 |
584,390 |
616,772 |
| Balances with Central Bank of Sri Lanka |
0 |
0 |
690,615 |
768,383 |
| Due from Banks and other financial institutions |
2,979,531 |
2,605,663 |
4,025,555 |
5,141,035 |
| Investments - trading account |
51,780 |
9,607 |
1,239,441 |
3,180,809 |
| Government securities |
0 |
0 |
1,187,661 |
3,163,776 |
| Other securities |
51,780 |
9,607 |
51,780 |
17,033 |
| Investments - held to maturity (net of provisions) |
8,749,254 |
7,823,629 |
20,677,649 |
11,881,458 |
| Government securities |
6,946,632 |
5,905,209 |
18,415,887 |
9,487,023 |
| Investments in ordinary shares |
370,166 |
386,001 |
471,201 |
510,760 |
| Investments in preference shares |
1,000,500 |
1,186,417 |
1,193,855 |
1,379,773 |
| Investments in debentures |
0 |
0 |
163,500 |
163,500 |
| Investments in unit trusts |
431,956 |
346,002 |
481,956 |
396,002 |
| Less : Provision for decline in value of Investments |
0 |
0 |
48,750 |
55,600 |
| Investment in associate companies |
3,187,229 |
3,187,229 |
7,436,964 |
7,160,671 |
| Investment in subsidiary companies |
2,627,167 |
2,627,167 |
- |
- |
| Investment in joint venture companies |
250,000 |
250,000 |
- |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
33,891,913 |
38,038,776 |
46,132,294 |
51,975,949 |
| Bills of exchange discounted |
0 |
0 |
361,927 |
307,400 |
| Overdrafts |
0 |
0 |
5,933,471 |
7,786,296 |
| Finance leases |
3,642,021 |
4,525,080 |
3,673,021 |
4,525,080 |
| Other loans |
30,249,892 |
33,513,696 |
36,194,875 |
39,357,173 |
| Total non performing loans and advances |
6,284,751 |
5,115,840 |
8,568,290 |
6,663,559 |
| Bills of exchange discounted |
0 |
0 |
38,160 |
35,485 |
| Overdrafts |
0 |
0 |
919,396 |
591,421 |
| Finance leases |
758,366 |
685,668 |
758,366 |
685,669 |
| Other loans |
3,904,700 |
3,096,950 |
4,938,043 |
3,836,970 |
| Loan interest receivable |
1,621,685 |
1,333,222 |
1,914,325 |
1,514,014 |
| Total gross loans and advances |
40,176,664 |
43,154,616 |
54,731,584 |
58,639,508 |
| Less : |
|
|
|
|
| Interest in suspense |
1,621,685 |
1,333,222 |
2,167,936 |
1,680,413 |
| Provision for credit losses - specific |
1,409,163 |
1,233,405 |
1,949,100 |
1,637,869 |
| Provision for credit losses - general |
478,386 |
436,591 |
582,655 |
533,481 |
| Net loans and advances |
36,667,430 |
40,151,398 |
50,031,893 |
54,787,745 |
| Group balances receivable |
24,000 |
36,325 |
0 |
0 |
| Prepayments |
29,029 |
13,812 |
29,029 |
13,812 |
| Other receivables |
1,067,448 |
1,299,422 |
2,453,954 |
2,186,417 |
| Differed tax asset |
0 |
0 |
3 |
0 |
| Investment property |
6,500 |
6,500 |
140,271 |
141,215 |
| Goodwill on consolidation |
- |
- |
146,602 |
146,602 |
| Property and equipment (Net of accumulated depreciation) |
384,132 |
427,697 |
806,896 |
803,040 |
| Intangible assets |
39,407 |
45,942 |
147,649 |
169,482 |
| Total On Balance Sheet Assets |
56,063,315 |
58,484,699 |
88,410,911 |
86,997,441 |
|
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
5,975,999 |
5,308,440 |
24,966,996 |
23,575,345 |
| Demand deposits |
0 |
0 |
579,847 |
707,641 |
| Savings deposits |
0 |
0 |
2,813,137 |
2,361,526 |
| Time deposits |
5,975,999 |
5,308,440 |
21,446,694 |
20,341,446 |
| Margin deposits |
0 |
0 |
70,229 |
79,939 |
| Other deposits |
0 |
0 |
57,089 |
84,793 |
| Total borrowings |
33,240,191 |
36,709,313 |
39,186,584 |
40,416,537 |
| Borrowings from CBSL |
1,190,705 |
1,346,391 |
1,190,705 |
1,346,391 |
| Borrowings from Banks and financial institutions in Sri Lanka |
3,908,000 |
5,500,000 |
5,692,700 |
6,250,000 |
| Borrowings from Banks and financial institutions abroad |
650,693 |
735,450 |
722,327 |
820,119 |
| Borrowings under repurchase agreements |
308,913 |
2,779,871 |
4,372,067 |
5,650,670 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,700,000 |
2,700,000 |
2,700,000 |
2,700,000 |
| Other Borrowings |
22,481,880 |
21,647,601 |
22,508,785 |
21,649,357 |
| Interest accrued |
1,201,726 |
1,192,127 |
1,620,755 |
1,648,996 |
| Current taxation |
104,259 |
- |
191,777 |
220,576 |
| Deferred taxation |
253,478 |
285,194 |
258,898 |
290,597 |
| Other liabilities |
383,928 |
498,781 |
1,604,757 |
1,152,212 |
| Total On Balance Sheet Liabilities |
41,159,581 |
43,993,855 |
67,829,767 |
67,304,263 |
|
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,323,555 |
1,307,325 |
1,323,555 |
1,307,325 |
| Share premium |
3,370,897 |
3,207,818 |
3,423,090 |
3,260,011 |
| Stated Capital |
4,694,452 |
4,515,143 |
4,746,645 |
4,567,336 |
| Reserve fund |
565,000 |
565,000 |
801,539 |
801,539 |
| General reserve |
8,637,839 |
8,637,839 |
11,926,826 |
11,926,826 |
| Other reserves |
- |
- |
(82,079) |
(85,038) |
| Retained profit |
1,006,443 |
772,862 |
2,486,252 |
1,841,264 |
| Shareholders' equity |
14,903,734 |
14,490,844 |
19,879,183 |
19,051,927 |
| Minority interest |
- |
- |
701,961 |
641,251 |
| Total equity |
14,903,734 |
14,490,844 |
20,581,144 |
19,693,178 |
| Total equity and liabilities |
56,063,315 |
58,484,699 |
88,410,911 |
86,997,441 |
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
1,438,499 |
1,074,791 |
7,502,294 |
7,044,507 |
| Commitments |
6,931,548 |
6,758,456 |
9,258,579 |
7,814,632 |
|
|
|
|
|
| Net assets value per share,Rs |
113.07 |
110.90 |
150.81 |
145.81 |
|
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
409 |
419 |
997 |
950 |
| Number of branches |
15 |
15 |
74 |
59 |
|
