|
INCOME STATEMENT - Group
|
|
Group |
|
|
For the 9 months ended
|
For the quarter ended |
| For the Period ended |
Notes |
31.12.11
Rs 000 |
31.12.10
Rs 000 |
31.12.11
Rs 000 |
31.12.10
Rs 000 |
|
|
|
|
|
|
| Income |
|
8,393,065 |
12,975,033 |
3,188,349 |
3,006,917 |
|
|
|
|
|
|
| Interest income |
|
6,846,820 |
7,363,256 |
2,491,689 |
2,447,648 |
| Interest income on loans & advances |
|
6,169,647 |
5,301,292 |
2,340,958 |
1,937,146 |
| Interest income on other interest earning assets |
|
677,173 |
2,061,964 |
150,731 |
510,502 |
|
|
|
|
|
|
| Less : Interest expenses |
|
3,205,277 |
3,401,822 |
1,175,094 |
1,075,408 |
| Interest expense on deposits |
|
1,473,297 |
1,543,310 |
566,620 |
480,962 |
| Interest expense on other interest bearing liabilities |
|
1,731,980 |
1,858,512 |
608,474 |
594,446 |
| Net interest income |
|
3,641,543 |
3,961,434 |
1,316,595 |
1,372,240 |
|
|
|
|
|
|
| Non interest income |
06 |
1,546,245 |
5,611,777 |
696,660 |
559,269 |
| Foreign exchange income |
05 |
58,292 |
(50,203) |
26,779 |
(4,903) |
| Other income |
|
1,487,953 |
5,661,980 |
669,881 |
564,172 |
|
|
|
|
|
|
| Less : Non interest expenses |
|
2,172,643 |
1,947,930 |
737,086 |
731,667 |
| Personnel costs |
|
968,282 |
853,110 |
350,457 |
336,420 |
| Provision for staff retirement benefits |
|
51,293 |
58,862 |
17,098 |
22,620 |
| Premises, equipment & establishment expenses |
|
503,194 |
429,071 |
169,422 |
147,691 |
| Other operating expenses |
|
601,299 |
560,806 |
182,599 |
213,106 |
| Amortization of intangible assets |
|
|
|
|
|
| Negative goodwill |
|
- |
7140 |
- |
7140 |
| Software |
|
48,575 |
53,221 |
17,510 |
18,970 |
|
|
|
|
|
|
| Less : Provision for bad & doubtful debts and loans written off |
|
(76,686) |
370,343 |
(34,282) |
(44,631) |
| |
|
|
|
|
|
| Provisions - general |
|
(95,922) |
21,475 |
(28,345) |
11,742 |
| Provisions - specific |
|
471,103 |
994,585 |
185,255 |
215,376 |
| Recoveries |
|
(457,828) |
(654,062) |
(193,813) |
(277,341) |
| Loans written off |
|
5,961 |
8,345 |
2,621 |
5,592 |
|
|
|
|
|
|
| Less : Provision for fall in value of Investments |
|
681 |
0 |
681 |
0 |
| |
|
|
|
|
|
|
|
|
|
|
|
| Operating profit on ordinary activities before taxes |
|
3,091,150 |
7,254,938 |
1,309,770 |
1,244,473 |
|
|
|
|
|
|
| Less : Value added tax on financial services |
07 |
319,287 |
1,972,554 |
134,086 |
243,056 |
|
|
|
|
|
|
| Operating profit on ordinary activities before corporate tax |
|
2,771,863 |
5,282,384 |
1,175,684 |
1,001,417 |
|
|
|
|
|
|
| Share of profits of associates after tax |
|
3,129 |
210,940 |
5,993 |
9,778 |
|
|
|
|
|
|
| Operating profit before corporate tax |
|
2,774,992 |
5,493,324 |
1,181,677 |
1,011,195 |
|
|
|
|
|
|
| Less : Income tax on profit on ordinary activities |
08 |
571,415 |
950,427 |
227,161 |
360,160 |
|
|
|
|
|
|
| Profit for the period |
09 |
2,203,577 |
4,542,897 |
954,516 |
651,035 |
| Attributable to Equity holders of the Bank |
|
2,149,447 |
4,479,198 |
936,827 |
630,361 |
| Minority interest |
|
54,130 |
63,699 |
17,689 |
20,674 |
|
|
2,203,577 |
4,542,897 |
954,516 |
651,035 |
|
|
|
|
|
|
| Basic earnings per share - Rs |
|
8.11 |
16.91 |
3.53 |
2.38 |
| Diluted earnings per share - Rs |
|
Nil |
16.90 |
Nil |
2.38 |
|
|
|
|
