INCOME
STATEMENT - Bank
|
|
Bank |
|
|
For the 9 months ended
|
For the quarter ended |
| For the period ended |
Notes |
31.12.11
Rs 000 |
31.12.10
Rs 000 |
31.12.11
Rs 000 |
31.12.10
Rs 000 |
|
|
|
|
|
|
| Income |
|
5,090,705 |
12,310,714 |
1,948,716 |
1,834,505 |
|
|
|
|
|
|
| Interest income |
|
4,256,035 |
4,760,529 |
1,513,999 |
1,585,566 |
| Interest income on loans & advances |
|
3,951,338 |
3,597,989 |
1,472,067 |
1,263,596 |
| Interest income on other interest earning assets |
|
304,697 |
1,162,540 |
41,932 |
321,970 |
|
|
|
|
|
|
| Less : Interest expenses |
|
1,969,964 |
2,184,390 |
717,755 |
667,155 |
| Interest expense on deposits |
|
375,998 |
404,455 |
153,569 |
108,604 |
| Interest expense on other interest bearing liabilities |
|
1,593,966 |
1,779,935 |
564,186 |
558,551 |
| Net interest income |
|
2,286,071 |
2,576,139 |
796,244 |
918,411 |
|
|
|
|
|
|
| Non interest income |
06 |
834,670 |
7,550,185 |
434,717 |
248,939 |
| Foreign exchange income |
05 |
(4,948) |
(66,881) |
3,970 |
(18,155) |
| Other income |
|
839,618 |
7,617,066 |
430,747 |
267,094 |
|
|
|
|
|
|
| Less : Non interest expenses |
|
901,640 |
884,956 |
304,902 |
335,947 |
| Personnel costs |
|
397,591 |
430,030 |
144,906 |
181,484 |
| Provision for staff retirement benefits |
|
51,293 |
54,362 |
17,098 |
18,120 |
| Premises, equipment & establishment expenses |
|
197,911 |
179,203 |
66,194 |
61,218 |
| Other operating expenses |
|
240,729 |
208,902 |
72,271 |
70,972 |
| Amortization of intangible assets |
|
|
|
|
|
| Negative goodwill |
|
- |
- |
- |
- |
| Software |
|
14,116 |
12,459 |
4,433 |
4,153 |
|
|
|
|
|
|
| Less : Provision for bad & doubtful debts and loans written off |
|
(199,471) |
162,979 |
(73,930) |
(113,292) |
| |
|
|
|
|
|
| Provisions - general |
|
(108,008) |
(4,722) |
(34,140) |
(915) |
| Provisions - specific |
|
281,114 |
693,777 |
117,431 |
123,596 |
| Recoveries |
|
(375,199) |
(533,278) |
(158,943) |
(241,452) |
| Loans written off |
|
2,622 |
7,202 |
1,722 |
5,479 |
|
|
|
|
|
|
| Less : Provision for fall in value of Investments |
|
18,048 |
0 |
18,048 |
0 |
| |
|
|
|
|
|
|
|
|
|
|
|
| Operating profit on ordinary activities before taxes |
|
2,400,524 |
9,078,389 |
981,941 |
944,695 |
|
|
|
|
|
|
| Less : Value added tax on financial services |
07 |
247,123 |
1,816,011 |
99,082 |
189,933 |
|
|
|
|
|
|
| Operating profit on ordinary activities before corporate tax |
|
2,153,401 |
7,262,378 |
882,859 |
754,762 |
|
|
|
|
|
|
| Share of profits of associates after tax |
|
- |
- |
- |
- |
|
|
|
|
|
|
| Operating profit before corporate tax |
|
2,153,401 |
7,262,378 |
882,859 |
754,762 |
|
|
|
|
|
|
| Less : Income tax on profit on ordinary activities |
08 |
379,065 |
646,089 |
142,825 |
248,074 |
|
|
|
|
|
|
| Profit for the period |
09 |
1,774,336 |
6,616,289 |
740,034 |
506,688 |
| Attributable to Equity holders of the Bank |
|
|
|
|
|
| Minority interest |
|
|
|
|
|
|
|
1,774,336 |
6,616,289 |
740,034 |
506,688 |
|
|
|
|
|
|
| Basic earnings per share - Rs |
|
6.69 |
24.98 |
2.79 |
1.91 |
| Diluted earnings per share - Rs |
|
Nil |
24.97 |
Nil |
1.91 |
|
|
|
