| |
|
Bank |
Group |
| As at |
Notes |
31.12.11
Rs 000 |
31.03.11
Rs
000
(Audited) |
31.12.11
Rs 000 |
31.03.11
Rs 000
(Audited) |
| On-Balance Sheet Assets |
|
|
|
|
|
| Cash in hand |
|
505 |
409 |
1,175,179 |
943,289 |
| Balances with Central Bank of Sri Lanka |
|
0 |
0 |
1,333,285 |
894,235 |
| Due from Banks and other financial institutions |
|
2,450,052 |
1,656,220 |
4,264,463 |
2,601,072 |
| Investments - trading account |
|
215,480 |
477,689 |
1,514,716 |
1,350,334 |
| Government securities |
|
146,609 |
392,447 |
1,445,845 |
1,265,092 |
| Other securities |
|
68,871 |
85,242 |
68,871 |
85,242 |
| Investments - held to maturity (net of provisions) |
|
7,231,824 |
14,139,655 |
18,547,188 |
23,849,571 |
| Government securities |
|
645,998 |
10,108,128 |
9,317,342 |
17,164,024 |
| Investments in ordinary shares |
|
4,942,690 |
2,835,036 |
7,464,470 |
5,356,815 |
| Investments in preference shares |
|
1,228,000 |
777,167 |
1,256,990 |
816,157 |
| Investments in debentures |
|
0 |
0 |
80,750 |
80,750 |
| Investments in unit trusts |
|
415,136 |
419,324 |
440,136 |
444,324 |
| Less : Provision for decline in value of Investments |
|
0 |
0 |
12,500 |
12,500 |
| Investment in associate companies |
|
35,270 |
35,270 |
278,041 |
177,291 |
| Investment in subsidiary companies |
11 |
3,760,540 |
2,441,320 |
- |
16,000 |
| Investment in joint venture company |
|
655,000 |
655,000 |
- |
- |
| Total loans and advances |
|
|
|
|
|
| Total performing loans and advances |
|
50,183,850 |
38,727,397 |
78,442,900 |
56,333,286 |
| Bills of exchange discounted |
|
0 |
0 |
391,621 |
282,761 |
| Overdrafts |
|
0 |
0 |
10,604,456 |
6,958,535 |
| Finance leases |
|
8,308,039 |
6,053,014 |
8,377,171 |
6,053,014 |
| Other loans |
|
41,875,811 |
32,674,383 |
59,069,652 |
43,038,976 |
| Total non performing loans and advances |
|
3,456,402 |
3,836,120 |
6,106,420 |
6,179,232 |
| Bills of exchange discounted |
|
0 |
0 |
31,629 |
35,102 |
| Overdrafts |
|
0 |
0 |
1,179,603 |
969,895 |
| Finance leases |
|
145,312 |
307,458 |
145,312 |
307,458 |
| Other loans |
|
2,043,722 |
2,311,673 |
2,917,862 |
3,162,130 |
| Loan interest receivable |
|
1,267,368 |
1,216,989 |
1,832,014 |
1,704,647 |
| Total gross loans and advances |
|
53,640,252 |
42,563,517 |
84,549,320 |
62,512,518 |
| Less: |
|
|
|
|
|
| Interest in suspense |
|
1,267,368 |
1,216,989 |
2,457,250 |
2,185,679 |
| Provision for credit losses - specific |
|
1,650,560 |
1,707,828 |
2,570,606 |
2,528,249 |
| Provision for credit losses - general |
|
351,732 |
459,740 |
492,573 |
588,608 |
| Net loans and advances |
|
50,370,592 |
39,178,960 |
79,028,891 |
57,209,982 |
| Group balances receivable |
|
0 |
15,950 |
0 |
0 |
| Prepayments |
|
45,759 |
17,331 |
47,288 |
17,331 |
| Other receivables |
|
636,752 |
769,359 |
1,688,262 |
1,759,477 |
| Deferred tax asset |
|
0 |
0 |
1,574 |
1,781 |
| Assets held for sale |
|
0 |
0 |
2,875 |
2,875 |
| Intangible assets |
|
33,131 |
45,491 |
228,126 |
173,042 |
| Investment property |
|
0 |
0 |
173,175 |
233,579 |
| Goodwill on consolidation |
|
- |
- |
359,317 |
226,411 |
| Property and equipment (Net of accumulated depreciation) |
|
432,894 |
493,465 |
907,789 |
939,415 |
| Total On Balance Sheet Assets |
|
65,867,799 |
59,926,119 |
109,550,169 |
90,395,685 |
| On-Balance Sheet Liabilities |
|
|
|
|
|
| Total deposits |
|
6,370,893 |
3,688,183 |
35,074,197 |
25,416,397 |
| Demand deposits |
|
0 |
0 |
1,372,400 |
1,428,724 |
| Savings deposits |
|
0 |
0 |
6,998,733 |
5,384,399 |
| Time deposits |
|
6,370,893 |
3,688,183 |
26,316,404 |
18,272,328 |
| Margin deposits |
|
0 |
0 |
192,986 |
230,357 |
| Other deposits |
|
0 |
0 |
193,674 |
100,589 |
| Total borrowings |
|
36,614,295 |
32,260,523 |
45,667,294 |
35,376,893 |
| Borrowings from CBSL |
|
537,675 |
739,704 |
537,675 |
739,704 |
| Borrowings from Banks and financial institutions in Sri Lanka |
|
10,242,770 |
3,419,819 |
12,369,202 |
3,451,939 |
| Borrowings from Banks and financial institutions abroad |
|
1,647,564 |
1,982,521 |
1,673,850 |
2,018,100 |
| Borrowings under repurchase agreements |
|
425,000 |
1,512,000 |
6,325,281 |
4,560,671 |
| Debentures - Subordinated |
|
590,000 |
2,000,000 |
1,590,000 |
2,000,000 |
| Debentures - Others |
|
700,000 |
1,200,000 |
700,000 |
1,200,000 |
| Other Borrowings |
|
22,471,286 |
21,406,479 |
22,471,286 |
21,406,479 |
| Group balances payable |
|
0 |
- |
- |
0 |
| Interest accrued |
|
945,199 |
842,137 |
1,400,177 |
1,224,362 |
| Current taxation |
|
76,692 |
230,858 |
182,300 |
401,254 |
| Deferred taxation |
|
245,785 |
275,121 |
290,710 |
315,313 |
| Other liabilities |
|
404,516 |
555,754 |
1,489,731 |
1,637,430 |
| Proposed Dividends |
|
- |
1,854,682 |
- |
1,854,682 |
| Total On Balance Sheet Liabilities |
|
44,657,380 |
39,707,258 |
84,104,409 |
66,226,331 |
| |
|
|
|
|
|
| Equity |
|
|
|
|
|
| Share capital |
15.2 |
2,650,977 |
2,648,838 |
2,650,977 |
2,648,838 |
| Share premium |
|
2,064,837 |
2,054,546 |
2,064,837 |
2,054,546 |
| Stated Capital |
|
4,715,814 |
4,703,384 |
4,715,814 |
4,703,384 |
| Reserve fund |
|
1,015,000 |
1,015,000 |
1,015,000 |
1,015,000 |
| Other reserves |
13 |
11,677,127 |
11,433,439 |
11,677,127 |
11,433,439 |
| Retained profit |
|
3,802,478 |
3,067,038 |
7,641,416 |
6,530,865 |
| Shareholders' equity |
|
21,210,419 |
20,218,861 |
25,049,357 |
23,682,688 |
| Minority interest |
|
- |
- |
396,403 |
486,666 |
| Total equity |
|
21,210,419 |
20,218,861 |
25,445,760 |
24,169,354 |
| Total equity and liabilities |
|
65,867,799 |
59,926,119 |
109,550,169 |
90,395,685 |
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
|
| Contingencies |
|
2,139,707 |
2,028,434 |
16,352,462 |
10,641,416 |
| Commitments |
|
13,694,219 |
13,951,295 |
16,019,264 |
15,871,369 |
| |
|
|
|
|
|
| Net assets value per share,Rs |
|
80.01 |
76.33 |
94.49 |
89.41 |
| |
|
|
|
|
|
| Memorandum Information |
|
|
|
|
|
| Number of employees |
|
458 |
451 |
1,385 |
1,278 |
| Number of branches and extension offices |
|
19 |
19 |
146 |
143 |
| |
|
|
|
|
|
|
