|
Bank |
Group |
|
31.03.10 |
31.03.09 |
31.03.10 |
31.03.09 |
| Regulatory Capital Adequacy |
|
|
|
|
| Core capital (Tier - 1 Capital) Rs. Mn |
12,903 |
11,628 |
16,891 |
15,553 |
| Total capital base Rs. Mn |
11,748 |
10,683 |
14,890 |
14,147 |
| Core capital ratio (Minimum requirement 5%) |
26.5 |
20.9 |
26.2 |
21.9 |
| Total capital ratio (Minimum requirement 10%) |
24.1 |
19.2 |
23.1 |
19.9 |
| |
|
|
|
|
| Asset Quality |
|
|
|
|
| Non-performing loans and advances - Gross exposure % |
10.0 |
9.0 |
10.2 |
8.7 |
| (Net of interest in suspense) |
|
|
|
|
| - Net exposure % |
4.7 |
5.1 |
5.1 |
4.9 |
| (Net of interest in suspense and provisions) |
|
|
|
|
| |
|
|
|
|
| Profitability (Annualized) |
|
|
|
|
| Interest margin % |
5.6 |
4.7 |
6.1 |
5.1 |
| Return on assets % |
4.2 |
3.3 |
4.2 |
3.7 |
| Return on equity % |
11.3 |
9.6 |
12.9 |
11.1 |
| |
|
|
|
|
| Regulatory Liquidity |
|
|
|
|
| Statutory liquid assets Rs. Mn |
10,954 |
6,976 |
|
|
| Statutory liquid assets ratio % (Minimum requirement 20%) |
214 |
145 |
|
|
|
