| |
 |
|
Bank |
|
For the 3 months ended |
| For the year ended |
30.06.10
Rs 000 |
30.06.09
Rs 000 |
|
|
|
| Income |
8,517,561 |
2,347,097 |
|
|
|
| Interest income |
1,561,385 |
1,987,123 |
| Interest income on loans & advances |
1,159,180 |
1,700,188 |
| Interest income on other interest earning assets |
402,205 |
286,935 |
|
|
|
| Less : Interest expenses |
787,089 |
1,217,052 |
| Interest expense on deposits |
157,663 |
213,211 |
| Interest expense on other interest bearing liabilities |
629,426 |
1,003,841 |
| Net interest income |
774,296 |
770,071 |
|
|
|
| Non interest income |
6,956,176 |
359,974 |
| Foreign exchange income |
(25,869) |
(2,879) |
| Other income |
6,982,045 |
362,853 |
|
|
|
| Less : Non interest expenses |
272,275 |
250,121 |
| Personnel costs |
121,640 |
115,016 |
| Provision for staff retirement benefits |
18,121 |
24,211 |
| Premises, equipment & establishment expenses |
57,255 |
59,853 |
| Loss on trading / investment securities |
0 |
0 |
| Other operating expenses |
71,106 |
47,746 |
| Amortisation of intangible assets |
|
|
| Software |
4,153 |
3,295 |
|
|
|
| Less : Provision for bad & doubtful debts and loans written off |
277,631 |
95,569 |
| |
|
|
| Provisions - general |
(19,474) |
(22,148) |
| Provisions - specific |
419,812 |
187,796 |
| Recoveries |
(122,802) |
(72,116) |
| Loans written off |
95 |
2,037 |
|
|
|
| Less : Provision for fall in value of dealing & investment securities losses |
0 |
0 |
| |
|
|
|
|
|
| Operating profit on ordinary activities before taxes |
7,180,566 |
784,355 |
|
|
|
| Less : Value added tax on financial services |
1,432,872 |
163,744 |
|
|
|
| Operating profit on ordinary activities before corporate tax |
5,747,694 |
620,611 |
|
|
|
| Share of profits of associates* |
- |
- |
|
|
|
| Operating profit before corporate tax |
5,747,694 |
620,611 |
|
|
|
| Less : Income tax on profit on ordinary activities |
102,727 |
152,357 |
|
|
|
| Profit for the period |
5,644,967 |
468,254 |
| Attributable to |
|
|
| Equity holders of the Bank |
|
|
| Minority interest |
|
|
|
|
|
|
5,644,967 |
468,254 |
|
|
|
| Basic earnings per share - Rs |
42.64 |
3.57 |
| Diluted earnings per share - Rs |
42.62 |
3.57 |
|
| * After tax and minority interest |
|
