| |
Business Segment Information
| For the nine months ended 31st December |
Lending |
Financial Leasing |
Investing in Equity |
Commercial Banking |
Venture Capital |
Other |
Unallocated |
Eliminations |
Total |
| |
2010 |
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
2009 |
|
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
Rs 000 |
| Revenue |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Interest income |
4,208,836 |
5,218,603 |
551,693 |
600,117 |
- |
- |
2,569,221 |
3,150,953 |
- |
27,795 |
109,952 |
203,041 |
- |
|
(76,446) |
(77,519) |
7,363,256 |
9,122,990 |
| Other income |
128,048 |
146,166 |
- |
- |
5,672,289 |
689,011 |
315,539 |
139,567 |
- |
61,804 |
486,013 |
242,879 |
1,749,848 |
13,199 |
(2,739,960) |
(522,168) |
5,611,777 |
770,458 |
| Income from external customers |
4,336,884 |
5,364,769 |
551,693 |
600,117 |
5,672,289 |
689,011 |
2,884,760 |
3,290,520 |
- |
89,599 |
595,965 |
445,920 |
1,749,848 |
13,199 |
(2,816,406) |
(599,687) |
12,975,033 |
9,893,448 |
| Inter segment income |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
(522,286) |
- |
522,286 |
- |
|
|
|
| Total income |
4,336,884 |
5,364,769 |
551,693 |
600,117 |
5,672,289 |
689,011 |
2,884,760 |
3,290,520 |
- |
89,599 |
595,965 |
445,920 |
1,749,848 |
(509,087) |
(2,816,406) |
(77,401) |
12,975,033 |
9,893,448 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Percentage * |
33 |
54 |
4 |
6 |
44 |
7 |
22 |
33 |
- |
1 |
5 |
5 |
35 |
5 |
- |
- |
100 |
100 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Expense |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Segment losses |
45,411 |
173,425 |
117,568 |
(42,001) |
- |
- |
207,364 |
204,464 |
- |
- |
- |
- |
|
|
|
|
370,343 |
335,888 |
| Depreciation |
- |
- |
- |
- |
- |
- |
102,891 |
92,035 |
- |
3,254 |
19,850 |
19,850 |
|
|
|
|
122,741 |
113,599 |
| Other operating & interest expenses |
1,960,172 |
2,828,403 |
319,970 |
333,838 |
- |
- |
1,974,039 |
2,508,059 |
- |
12,315 |
316,511 |
235,155 |
|
|
(125,745) |
(77,519) |
4,444,947 |
5,840,251 |
| Inter segment expense |
- |
- |
- |
- |
- |
- |
- |
7,901 |
- |
- |
- |
79,403 |
|
|
- |
(79,403) |
- |
- |
|
2,005,583 |
3,001,828 |
437,538 |
291,837 |
- |
- |
2,284,294 |
2,804,558 |
- |
15,569 |
336,361 |
332,868 |
|
|
(125,745) |
(156,922) |
4,938,031 |
6,289,738 |
| Result |
2,331,301 |
2,362,941 |
114,155 |
308,280 |
5,672,289 |
689,011 |
600,466 |
485,962 |
- |
74,030 |
259,604 |
113,052 |
|
|
|
|
8,037,002 |
3,603,710 |
| Unallocated expenses |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
782,064 |
975,549 |
| Value Added Tax on financial services |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1,972,554 |
608,896 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
5,282,384 |
2,019,265 |
| Share of profits of associates |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
210,940 |
760,278 |
| Profit on ordinary activities before tax |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
5,493,324 |
2,779,543 |
| Income tax on profit on ordinary activities |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
950,427 |
827,520 |
| Profit on ordinary activities after tax |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4,542,897 |
1,952,023 |
| Minority interests |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
63,699 |
82,664 |
| Profit for the period |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
4,479,198 |
1,869,359 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Assets |
32,153,983 |
34,453,096 |
5,457,280 |
3,697,061 |
4,746,745 |
2,076,610 |
32,738 |
28,125,061 |
- |
764,311 |
3,948,613 |
2,670,167 |
48,097,173 |
9,582,955 |
(2,469,919) |
(26,827) |
91,966,612 |
81,342,434 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Percentage |
35 |
42 |
6 |
5 |
5 |
3 |
- |
35 |
- |
1 |
4 |
3 |
52 |
12 |
- |
- |
100 |
100 |
| |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Investment in associate company |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
121,957 |
7,497,874 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
92,088,569 |
88,840,308 |
| Liabilities |
24,866,333 |
26,045,584 |
4,911,552 |
3,327,355 |
- |
- |
29,696,519 |
25,362,298 |
- |
5,156 |
2,564,445 |
1,890,576 |
7,147,572 |
11,065,693 |
(2,469,919) |
(26,827) |
66,716,501 |
67,669,835 |
|