|
INCOME STATEMENT - Group
|
Group |
|
For the 9 months ended |
For the quater ended |
| For the nine months ended |
31.12.10
Rs 000 |
31.12.09
Rs 000 |
31.12.10
Rs 000 |
31.12.09
Rs 000 |
|
|
|
|
|
| Income |
12,975,033
|
9,893,448 |
3,006,917 |
3,023,102 |
|
|
|
|
|
| Interest income |
7,363,256 |
9,122,990 |
2,447,648 |
2,776,238 |
| Interest income on loans & advances |
5,301,292 |
6,910,756 |
1,937,146 |
2,118,982 |
| Interest income on other interest earning assets |
2,061,964 |
2,212,234 |
510,502 |
657,256 |
|
|
|
|
|
| Less : Interest expenses |
3,401,822 |
5,370,450 |
1,075,408 |
1,604,948 |
| Interest expense on deposits |
1,543,310 |
2,387,036 |
480,962 |
772,927 |
| Interest expense on other interest bearing liabilities |
1,858,512 |
2,983,414 |
594,446 |
832,021 |
| Net interest income |
3,961,434 |
3,752,540 |
1,372,240 |
1,171,290 |
|
|
|
|
|
| Non interest income |
5,611,777 |
770,458 |
559,269 |
246,864 |
| Foreign exchange income |
(50,203) |
(105,805) |
(4,903) |
(30,976) |
| Other income |
5,661,980 |
876,263 |
564,172 |
277,840 |
|
|
|
|
|
| Less : Non interest expenses |
1,947,930 |
1,558,949 |
731,667 |
570,523 |
| Personnel costs |
853,110 |
688,218 |
336,420 |
244,938 |
| Provision for staff retirement benefits |
58,862 |
77,265 |
22,620 |
8,808 |
| Premises, equipment & establishment expenses |
429,071 |
395,673 |
147,691 |
169,484 |
| Loss on trading / investment securities |
0 |
0 |
0 |
0 |
| Other operating expenses |
560,806 |
353,041 |
213,106 |
131,791 |
| Amortisation of intangible assets |
|
|
|
|
| Negative goodwill |
(7,140) |
0 |
(7,140) |
0 |
| Software |
53,221 |
44,752 |
18,970 |
15,502 |
|
|
|
|
|
| Less : Provision for bad & doubtful debts and loans written off |
370,343 |
335,888 |
(44,631) |
(421) |
| |
|
|
|
|
| Provisions - general |
21,475 |
19,087 |
11,742 |
(80,690) |
| Provisions - specific |
994,585 |
817,923 |
215,376 |
290,687 |
| Recoveries |
(654,062) |
(506,655) |
(277,341) |
(211,510) |
| Loans written off |
8,345 |
5,533 |
5,592 |
1,092 |
|
|
|
|
|
| Less : Provision for fall in value of dealing & investment securities losses |
0 |
0 |
0 |
0 |
| |
|
|
|
|
|
|
|
|
|
| Operating profit on ordinary activities before taxes |
7,254,938 |
2,628,161 |
1,244,473 |
848,052 |
|
|
|
|
|
| Less : Value added tax on financial services |
1,972,554 |
608,896 |
243,056 |
208,116 |
|
|
|
|
|
| Operating profit on ordinary activities before corporate tax |
5,282,384 |
2,019,265 |
1,001,417 |
639,936 |
|
|
|
|
|
| Share of profits of associates* |
210,940 |
760,278 |
9,778 |
242,490 |
|
|
|
|
|
| Operating profit before corporate tax |
5,493,324 |
2,779,543 |
1,011,195 |
882,426 |
|
|
|
|
|
| Less : Income tax on profit on ordinary activities |
950,427 |
827,520 |
360,161 |
291,842 |
|
|
|
|
|
| Profit for the period |
4,542,897 |
1,952,023 |
651,034 |
590,584 |
| Attributable to Equity holders of the Bank |
4,479,198 |
1,869,359 |
630,360 |
566,590 |
| Minority interest |
63,699 |
82,664 |
20,674 |
23,994 |
|
4,542,897 |
1,952,023 |
651,034 |
590,584 |
|
|
|
|
|
| Basic earnings per share - Rs |
16.91 |
7.07 |
2.38 |
2.14 |
| Diluted earnings per share - Rs |
16.90 |
7.07 |
2.38 |
2.14 |
|
| * After tax |
|
