INCOME
STATEMENT - Bank
|
Bank |
|
For the 9 months ended |
For the quater ended |
| For the nine months ended |
31.12.10
Rs 000 |
31.12.09
Rs 000 |
31.12.10
Rs 000 |
31.12.09
Rs 000 |
|
|
|
|
|
| Income |
12,310,714 |
6,667,095 |
1,834,505 |
1,979,114 |
|
|
|
|
|
| Interest income |
4,760,529 |
5,818,720 |
1 ,585,566 |
1 ,722,981 |
| Interest income on loans & advances |
3,597,989 |
4,897,465 |
1 ,263,596 |
1 ,495,753 |
| Interest income on other interest earning assets |
1,162,540 |
921,255 |
321,970 |
2 27,228 |
|
|
|
|
|
| Less : Interest expenses |
2,184,390 |
3,362,279 |
6 67,155 |
1,008,911 |
| Interest expense on deposits |
404,455 |
620,083 |
108,604 |
2 15,909 |
| Interest expense on other interest bearing liabilities |
1,779,935 |
2,742,196 |
5 58,551 |
7 93,002 |
| Net interest income |
2,576,139 |
2,456,441 |
9 18,411 |
7 14,070 |
|
|
|
|
|
| Non interest income |
7,550,185 |
848,375 |
248,939 |
256,133 |
| Foreign exchange income |
(66,881) |
(24,668) |
(18,155) |
(22,169) |
| Other income |
7,617,066 |
873,043 |
267,094 |
278,302 |
|
|
|
|
|
| Less : Non interest expenses |
884,956 |
775,512 |
335,947 |
267,445 |
| Personnel costs |
430,030 |
359,466 |
181,484 |
123,453 |
| Provision for staff retirement benefits |
54,362 |
77,265 |
18,120 |
25,755 |
| Premises, equipment & establishment expenses |
179,203 |
171,172 |
61,218 |
56,017 |
| Loss on trading / investment securities |
0 |
0 |
0 |
0 |
| Other operating expenses |
208,902 |
157,834 |
70,972 |
58,981 |
| Amortisation of intangible assets |
|
|
|
|
| Negative goodwill |
- |
- |
- |
- |
| Software |
12,459 |
9,775 |
4,153 |
3,239 |
|
|
|
|
|
| Less : Provision for bad & doubtful debts and loans written off |
162,979 |
131,424 |
(113,292) |
(61,078) |
| |
|
|
|
|
| Provisions - general |
(4,722) |
15,076 |
(915) |
(77,323) |
| Provisions - specific |
693,777 |
489,491 |
123,596 |
179,263 |
| Recoveries |
(533,278) |
(377,035) |
(241,452) |
(163,220) |
| Loans written off |
7,202 |
3,892 |
5,479 |
202 |
|
|
|
|
|
| Less : Provision for fall in value of dealing & investment securities losses |
0 |
0 |
0 |
0 |
| |
|
|
|
|
|
|
|
|
|
| Operating profit on ordinary activities before taxes |
9,078,389 |
2,397,880 |
944,695 |
763,836 |
|
|
|
|
|
| Less : Value added tax on financial services |
1,816,011 |
491,637 |
189,933 |
156,624 |
|
|
|
|
|
| Operating profit on ordinary activities before corporate tax |
7,262,378 |
1,906,243 |
754,762 |
607,212 |
|
|
|
|
|
| Share of profits of associates* |
- |
- |
- |
- |
|
|
|
|
|
| Operating profit before corporate tax |
7,262,378 |
1,906,243 |
754,762 |
607,212 |
|
|
|
|
|
| Less : Income tax on profit on ordinary activities |
646,089 |
578,784 |
248,074 |
175,111 |
|
|
|
|
|
| Profit for the period |
6,616,289 |
1,327,459 |
506,688 |
432,101 |
| Attributable to Equity holders of the Bank |
|
|
|
|
| Minority interest |
|
|
|
|
|
6,616,289 |
1,327,459 |
506,688 |
432,101 |
|
|
|
|
|
| Basic earnings per share - Rs |
24.98 |
5.02 |
1.91 |
1.63 |
| Diluted earnings per share - Rs |
24.96 |
5.02 |
1.91 |
1.63 |
|
| * After tax |
|
