| |
Bank |
Group |
| As at |
31.12.10
Rs 000 |
31.03.10
Rs
000
(Audited) |
31.12.10
Rs 000 |
31.03.10
Rs 000
(Audited) |
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
398 |
288 |
877,404 |
859,797 |
| Balances with Central Bank of Sri Lanka |
0 |
0 |
1,002,090 |
802,076 |
| Due from Banks and other financial institutions |
3,890,086 |
3,735,356 |
4,426,196 |
2,487,908 |
| Investments - trading account |
1,312,968 |
56,355 |
3,801,757 |
1,835,530 |
| Government securities |
1,217,902 |
0 |
3,706,691 |
1,779,175 |
| Other securities |
95,066 |
56,355 |
95,066 |
56,355 |
| Investments - held to maturity (net of provisions) |
13,492,843 |
9,649,600 |
26,669,968 |
23,962,797 |
| Government securities |
9,401,098 |
7,651,073 |
19,906,554 |
21,961,660 |
| Investments in ordinary shares |
2,836,829 |
406,625 |
5,358,695 |
409,235 |
| Investments in preference shares |
837,167 |
1,180,083 |
888,720 |
1,180,083 |
| Investments in debentures |
0 |
0 |
85,750 |
0 |
| Investments in unit trusts |
417,749 |
411,819 |
442,749 |
411,819 |
| Less : Provision for decline in value of Investments |
0 |
0 |
12,500 |
0 |
| Investment in associate companies |
35,270 |
3,187,229 |
121,957 |
7,818,997 |
| Investment in subsidiary companies |
2,425,319 |
2,408,320 |
- |
- |
| Investment in joint venture companies |
655,000 |
250,000 |
- |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
34,791,032 |
33,976,924 |
50,481,122 |
46,954,580 |
| Bills of exchange discounted |
0 |
0 |
301,051 |
313,155 |
| Overdrafts |
0 |
0 |
6,265,998 |
5,667,037 |
| Finance leases |
5,385,554 |
3,391,209 |
5,385,554 |
3,391,209 |
| Other loans |
29,405,478 |
30,585,715 |
38,528,519 |
37,583,179 |
| Total non performing loans and advances |
4,330,350 |
5,424,052 |
6,894,920 |
7,682,371 |
| Bills of exchange discounted |
0 |
0 |
35,367 |
30,592 |
| Overdrafts |
0 |
0 |
1,020,473 |
946,679 |
| Finance leases |
344,069 |
574,559 |
344,069 |
574,559 |
| Other loans |
2,464,608 |
3,193,863 |
3,495,263 |
4,131,112 |
| Loan interest receivable |
1,521,673 |
1,655,630 |
1,999,748 |
1,999,429 |
| Total gross loans and advances |
39,121,382 |
39,400,976 |
57,376,042 |
54,636,951 |
| Less: |
|
|
|
|
| Interest in suspense |
1,521,673 |
1,655,630 |
2,440,684 |
2,328,454 |
| Provision for credit losses - specific |
1,741,422 |
1,519,093 |
2,539,572 |
2,143,643 |
| Provision for credit losses - general |
454,865 |
459,587 |
584,265 |
563,122 |
| Net loans and advances |
35,403,422 |
35,766,666 |
51,811,521 |
49,601,732 |
| Group balances receivable |
36,066 |
36,121 |
0 |
150 |
| Prepayments |
18,180 |
23,853 |
18,180 |
23,853 |
| Other receivables |
558,052 |
870,260 |
1,811,156 |
1,906,421 |
| Deferred tax asset |
0 |
0 |
797 |
806 |
| Assets held for sale |
0 |
0 |
2,875 |
2,875 |
| Investment property |
6,500 |
6,500 |
256,603 |
132,641 |
| Goodwill on consolidation |
- |
- |
226,187 |
156,225 |
| Property and equipment (Net of accumulated depreciation) |
482,374 |
375,558 |
900,911 |
784,219 |
| Intangible assets |
37,520 |
49,979 |
160,967 |
160,034 |
| Total On Balance Sheet Assets |
58,353,998 |
56,416,085 |
92,088,569 |
90,536,061 |
|
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
3,903,955 |
5,123,657 |
26,032,354 |
25,503,685 |
| Demand deposits |
0 |
0 |
1,199,603 |
968,679 |
| Savings deposits |
0 |
0 |
4,911,540 |
4,598,808 |
| Time deposits |
3,903,955 |
5,123,657 |
19,625,222 |
19,775,256 |
| Margin deposits |
0 |
0 |
206,766 |
95,708 |
| Other deposits |
0 |
0 |
89,223 |
65,234 |
| Total borrowings |
30,923,792 |
33,530,376 |
36,984,865 |
40,061,607 |
| Borrowings from CBSL |
739,464 |
1,054,929 |
1,364,464 |
1,054,929 |
| Borrowings from Banks and financial institutions in Sri Lanka |
2,975,000 |
3,000,000 |
3,106,816 |
5,009,306 |
| Borrowings from Banks and financial institutions abroad |
1,982,177 |
2,240,993 |
5,903,017 |
2,314,177 |
| Borrowings under repurchase agreements |
0 |
115,000 |
1,383,417 |
4,441,741 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
1,700,000 |
2,700,000 |
1,700,000 |
2,700,000 |
| Other Borrowings |
21,527,151 |
22,419,454 |
21,527,151 |
22,541,454 |
| Group balances payable |
0 |
151 |
0 |
0 |
| Interest accrued |
869,919 |
1,081,782 |
1,263,536 |
1,590,653 |
| Current taxation |
320,823 |
199,786 |
463,696 |
307,836 |
| Deferred taxation |
257,426 |
271,144 |
305,812 |
319,412 |
| Other liabilities |
526,520 |
486,365 |
1,666,238 |
1,379,082 |
|
|
|
|
|
| Total On Balance Sheet Liabilities |
36,802,435 |
40,693,261 |
66,716,501 |
69,162,275 |
|
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
2,648,696 |
1,323,753 |
2,648,696 |
1,323,753 |
| Share premium |
2,053,870 |
3,371,911 |
2,057,369 |
3,375,410 |
| Stated Capital |
4,702,566 |
4,695,664 |
4,706,065 |
4,699,163 |
| Reserve fund |
655,000 |
655,000 |
677,155 |
961,929 |
| General reserve |
9,379,839 |
9,379,839 |
9,379,839 |
9,379,839 |
| Other reserves |
0 |
0 |
(110,077) |
(100,791) |
| Retained profit |
6,814,158 |
992,321 |
10,272,455 |
6,006,219 |
| Shareholders' equity |
21,551,563 |
15,722,824 |
24,925,437 |
20,946,359 |
| Minority interest |
- |
- |
446,631 |
427,427 |
| Total equity |
21,551,563 |
15,722,824 |
25,372,068 |
21,373,786 |
| Total equity and liabilities |
58,353,998 |
56,416,085 |
92,088,569 |
90,536,061 |
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
2,931,532 |
2,403,156 |
8,992,412 |
10,598,045 |
| Commitments |
10,359,646 |
7,117,539 |
12,788,902 |
8,355,875 |
|
|
|
|
|
| Net assets value per share,Rs |
81.37 |
59.44 |
94.11 |
79.19 |
|
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
444 |
427 |
1,233 |
1,047 |
| Number of branches and extension offices |
19 |
18 |
142 |
93 |
| |
|
|
|
|
|
