Business Segment Information

Lending   Financial Leasing   Investing in Equity   Commercial Banking   Venture Capital   Other   Unallocated   Eliminations   Total  For the six months ended 30 September 2008 2007 2008 2007 2008 2007 2008 2007 2008 2007 2008 2007 2008 2007 2008 2007 2008 2007  Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000   Rs000  Revenue Interest income 3,809,880 3,496,388 511,610 601,280 - 1,328,818 821,577 40,482 37,020 21,887 18,628 - - (14,862) (18,818) 5,697,815 4,956,075 Other income 160,687 83,485 - - 635,506 350,049 166,051 118,937 31,022 23,365 122,510 115,217 (72,972) (129,743) (347,276) (41,791) 695,528 519,519 Income from external customers 3,970,567 3,579,873 511,610 601,280 635,506 350,049 1,494,869 940,514 71,504 60,385 144,397 133,845 (72,972) (129,743) (362,138) (60,609) 6,393,343 5,475,594 Inter segment income - - - - - - - - - - 419 12,286 (419) (12,286) - - Total income 3,970,567 3,579,873 511,610 601,280 635,506 350,049 1,494,869 940,514 71,504 60,385 144,397 133,845 (72,553) (117,457) (362,557) (72,895) 6,393,343 5,475,594 Percentage * 62 64 8 11 10 6 23 17 1 1 2 2 4 1 -  - 100|             100   Expense Segment losses 49,182 88,144 186,531 36,037 4,853 - 127,610 16,084 15,000 - - - - 383,176 140,265 Depreciation - - - - - 47,860 35,075 2,301 363 6,850 7,086 57,011 42,524 Other operating & interest expenses 2,447,619 2,451,339 371,686 468,354 - - 1,155,826 718,857 11,542 14,551 75,330 46,802 (14,862) (18,818) 4,047,141 3,681,085 Inter segment expense - - - - - 3,500 11,098 - - 624 1,187 (4,124) (12,285) - - 2,496,801 2,539,483 558,217 504,391 4,853 - 1,334,796 781,114 28,843 14,914 82,804 55,075 (18,986) (31,103) 4,487,328 3,863,874                               Result 1,473,766 1,040,390 (46,607) 96,889 630,653 350,049 160,073 159,400 42,661 45,471 61,593 78,770 1,906,015 1,611,720 Unallocated expenses 582,806 385,766 Value Added Tax on financial services 323,744 206,505 999,465 1,019,449 Share of profits of associates 536,711 513,789 Profit on ordinary activities before tax 1,536,176 1,533,238 Income tax on profit on ordinary activities 562,020 406,034 Profit on ordinary activities after tax 974,156 1,127,204 Minority interest (14,840) 40,846 Profit for the period 988,996 1,086,358 Assets 42,525,551 42,099,451  5,704,814  7,493,765 2,336,468 1,249,839  19,981,798  13,838,173  820,726 824,096 487,255 554,651 6,607,527 3,332,789 (40,358) 1,490,178 78,423,781 70,882,942 Percentage 54 59 7 11 3 2 25 20 1 1 1 1 8 5 - - 100|             100       Investment in associate company 6,687,338 6,129,873 85,111,119 77,012,815 Liabilities 31,819,400 33,227,006  5,134,333  6,744,388 - -  17,406,878 12,310,879  143,436 12,001 105,250 129,604 12,016,858 5,949,685 (40,358) 1,490,178 66,585,797 59,863,741