|
Bank |
Group |
| As at |
30.09.08
Rs 000 |
31.03.08
Rs 000
(Audited) |
30.09.08
Rs 000 |
31.03.08
Rs 000
(Audited) |
| On-Balance Sheet Assets |
|
|
|
|
| Cash in hand |
208 |
196 |
628,702 |
489,972 |
| Balances with Central Bank of Sri Lanka |
0 |
0 |
676,230 |
611,301 |
| Due from Banks and other financial institutions |
6,550,442 |
1,912,349 |
8,001,679 |
3,965,303 |
| Investments - trading account |
2,875,173 |
2,270,364 |
3,200,883 |
2,270,364 |
| Government securities |
2,861,331 |
2,252,773 |
3,187,041 |
2,252,773 |
| Other securities |
13,842 |
17,591 |
13,842 |
17,591 |
| Investments - held to maturity ( net of provisions ) |
3,787,644 |
5,846,994 |
7,521,549 |
7,423,546 |
| Government securities |
1,706,029 |
4,167,167 |
4,940,626 |
5,240,212 |
| Investments in ordinary shares |
388,702 |
450,109 |
518,334 |
546,435 |
| Investments in preference shares |
1,031,833 |
878,833 |
1,235,188 |
1,100,939 |
| Investments in debentures |
0 |
0 |
150,071 |
160,429 |
| Investments in unit trusts |
661,080 |
350,885 |
711,080 |
400,885 |
| Less : Provision for decline in value of Investments |
0 |
0 |
33,750 |
25,354 |
| Investment in associate companies |
3,187,229 |
3,187,229 |
6,687,338 |
6,395,789 |
| Investment in subsidiary companies |
2,627,166 |
2,642,163 |
23 |
- |
| Investment in joint venture companies |
250,000 |
0 |
207,500 |
- |
| Total loans and advances |
|
|
|
|
| Total performing loans and advances |
40,701,547 |
43,603,564 |
51,963,983 |
54,121,986 |
| Bills of exchange discounted |
0 |
0 |
390,564 |
442,687 |
| Overdrafts |
0 |
0 |
5,589,487 |
5,069,305 |
| Finance leases |
5,162,302 |
6,042,783 |
5,040,302 |
6,042,783 |
| Other loans |
35,539,245 |
37,560,781 |
40,943,630 |
42,567,211 |
| Total non performing loans and advances |
4,589,343 |
3,871,825 |
6,249,429 |
4,730,671 |
| Bills of exchange discounted |
0 |
5,640 |
42,823 |
62,375 |
| Overdrafts |
0 |
0 |
594,730 |
302,010 |
| Finance leases |
869,740 |
682,877 |
869,740 |
682,877 |
| Other loans |
2,588,704 |
2,202,457 |
3,466,280 |
2,633,882 |
| Loan interest receivable |
1,130,899 |
980,851 |
1,275,856 |
1,049,527 |
Total gross loans and advances
Less : |
45,290,890 |
47,475,389 |
58,213,412 |
58,852,657 |
| Interest in suspense |
1,130,899 |
980,851 |
1,414,018 |
1,124,515 |
| Provision for credit losses - specific |
1,093,900 |
915,137 |
1,366,111 |
1,077,888 |
| Provision for credit losses - general |
388,423 |
264,089 |
460,758 |
319,011 |
| Net loans and advances |
42,677,668 |
45,315,312 |
54,972,525 |
56,331,243 |
| Group balances receivable |
40,358 |
71,348 |
0 |
0 |
| Prepayments |
44,939 |
45,353 |
44,939 |
45,353 |
| Other receivables |
1,122,393 |
1,569,036 |
1,929,477 |
2,449,902 |
| Differed tax asset |
0 |
0 |
58,256 |
83,571 |
| Investment property |
6,500 |
6,500 |
138,978 |
137,181 |
| Goodwill on consolidation |
- |
- |
146,603 |
146,658 |
| Property and equipment (Net of accumulated depreciation) |
404,851 |
438,610 |
748,822 |
749,238 |
| Intangible assets |
39,528 |
53,930 |
147,615 |
170,107 |
| Total On Balance Sheet Assets |
63,614,099 |
63,359,384 |
85,111,119 |
81,269,528 |
|
|
|
|
|
| On Balance Sheet Liabilities |
|
|
|
|
| Total deposits |
6,909,104 |
5,111,517 |
21,101,188 |
16,352,643 |
| Demand deposits |
0 |
0 |
724,901 |
594,987 |
| Savings deposits |
0 |
0 |
2,061,442 |
1,359,713 |
| Time deposits |
6,909,104 |
5,111,517 |
18,154,353 |
14,103,109 |
| Margin deposits |
0 |
0 |
76,629 |
261,294 |
| Other deposits |
0 |
0 |
83,863 |
33,540 |
| Total borrowings |
40,875,643 |
42,480,232 |
42,238,668 |
43,423,917 |
| Borrowings from CBSL |
1,526,143 |
1,689,464 |
1,526,143 |
1,689,464 |
| Borrowings from Banks and financial institutions in Sri Lanka |
5,756,405 |
8,035,231 |
5,956,405 |
8,240,796 |
| Borrowings from Banks and financial institutions abroad |
5,181,744 |
5,312,782 |
5,313,821 |
5,529,037 |
| Borrowings under repurchase agreements |
2,417,028 |
2,371,712 |
3,447,976 |
2,893,577 |
| Debentures - Subordinated |
2,000,000 |
2,000,000 |
2,000,000 |
2,000,000 |
| Debentures - Others |
2,700,000 |
2,700,000 |
2,700,000 |
2,700,000 |
| Other Borrowings |
21,294,323 |
20,371,043 |
21,294,323 |
20,371,043 |
| Interest accrued |
1,284,145 |
1,131,697 |
1,586,662 |
1,396,777 |
| Current taxation |
57,751 |
132,130 |
251,693 |
197,147 |
| Deferred taxation |
251,942 |
250,623 |
251,942 |
250,624 |
| Other liabilities |
318,092 |
492,085 |
1,155,644 |
1,354,733 |
| Total On Balance Sheet Liabilities |
49,696,677 |
49,598,284 |
66,585,797 |
62,975,841 |
|
|
|
|
|
| Equity |
|
|
|
|
| Share capital |
1,307,325 |
1,301,956 |
1,307,325 |
1,301,956 |
| Reserves |
|
|
|
|
| Share premium |
3,207,818 |
3,184,145 |
3,260,011 |
3,236,338 |
| Reserve fund |
495,000 |
495,000 |
674,120 |
674,120 |
| General reserve |
3,953,584 |
3,953,584 |
6,627,882 |
6,627,882 |
| Other reserves |
4,636,021 |
4,028,459 |
4,526,759 |
3,918,981 |
| Retained profit |
317,674 |
797,956 |
1,570,690 |
1,928,719 |
| Shareholders' equity |
13,917,422 |
13,761,100 |
17,966,787 |
17,687,996 |
| Minority interest |
- |
- |
558,535 |
605,691 |
| Total equity |
13,917,422 |
13,761,100 |
18,525,322 |
18,293,687 |
| Total equity and liabilities |
63,614,099 |
63,359,384 |
85,111,119 |
81,269,528 |
| |
|
|
|
|
| Off-Balance Sheet Items and Contra Accounts |
|
|
|
|
| Contingencies |
1,263,058 |
1,196,690 |
8,099,370 |
6,912,012 |
| Commitments |
7,208,177 |
6,113,996 |
8,537,399 |
7,026,447 |
|
|
|
|
|
| Net assets value per share,Rs |
106.82 |
108.70 |
137.90 |
145.46 |
|
|
|
|
|
| Memorandum Information |
|
|
|
|
| Number of employees |
420 |
419 |
831 |
810 |
| Number of branches |
15 |
14 |
50 |
48 |
| |
| The highest, the lowest and the last traded market price recorded during the period ended |
30.09.2008 |
31.03.2008 |
|
| - Highest price Rs. |
130.00 |
200.00 |
| - Lowest price Rs. |
100.00 |
115.50 |
| - Last traded price Rs. |
100.00 |
126.00 |
|
